|
|
|
Commercial |
|
Mortgage |
|
Consumer |
|
|
|
||
|
|
|
Individual |
|
Group |
|
Group |
|
Group |
|
Total |
|
|
|
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
|
Balance as of January 1, 2015 |
|
162,067 |
|
111,746 |
|
24,021 |
|
192,724 |
|
490,558 |
|
|
Charge-offs |
|
(13,228 |
) |
(44,760 |
) |
(2,553 |
) |
(196,015 |
) |
(256,556 |
) |
|
Sales or transfers of credits |
|
(2,690 |
) |
— |
|
— |
|
— |
|
(2,690 |
) |
|
Loan portfolio acquisition |
|
12,329 |
|
— |
|
— |
|
— |
|
12,329 |
|
|
Allowances established, net |
|
53,946 |
|
40,094 |
|
8,537 |
|
204,225 |
|
306,802 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Balance as of December 31, 2015 |
|
212,424 |
|
107,080 |
|
30,005 |
|
200,934 |
|
550,443 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Charge-offs |
|
(14,913 |
) |
(44,930 |
) |
(4,190 |
) |
(213,024 |
) |
(277,057 |
) |
|
Sales or transfers of credits |
|
(24,925 |
) |
— |
|
— |
|
— |
|
(24,925 |
) |
|
Loan portfolio acquisition |
|
— |
|
— |
|
— |
|
— |
|
— |
|
|
Allowances (released) established, net |
|
(7,924 |
) |
45,462 |
|
6,932 |
|
261,838 |
|
306,308 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Balance as of December 31, 2016 |
|
164,662 |
|
107,612 |
|
32,747 |
|
249,748 |
|
554,769 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Charge-offs |
|
(13,774 |
) |
(44,942 |
) |
(5,093 |
) |
(254,981 |
) |
(318,790 |
) |
|
Sales or transfers of credits |
|
(11,595 |
) |
— |
|
— |
|
— |
|
(11,595 |
) |
|
Allowances (released) established, net |
|
(28,571 |
) |
47,837 |
|
4,361 |
|
247,810 |
|
271,437 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Balance as of December 31, 2017 |
|
110,722 |
|
110,507 |
|
32,015 |
|
242,577 |
|
495,821 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|