27. Net Interest Income
Details of interest income and interest expense for the years ended December 31, 2015, 2016 and 2017 are as follows:
2015 | 2016 | 2017 | ||||||||||
(In millions of Korean won) | ||||||||||||
Interest income |
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Due from financial institutions |
₩ | 151,681 | ₩ | 111,433 | ₩ | 127,434 | ||||||
Loans |
9,102,433 | 8,905,769 | 9,990,792 | |||||||||
Financial investments |
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Available-for-sale financial assets |
497,476 | 426,762 | 678,716 | |||||||||
Held-to-maturity financial assets |
491,429 | 463,200 | 480,595 | |||||||||
Other |
132,804 | 114,718 | 104,915 | |||||||||
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Sub-total |
10,375,823 | 10,021,882 | 11,382,452 | |||||||||
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Interest expenses |
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Deposits |
3,035,425 | 2,476,579 | 2,345,885 | |||||||||
Debts |
195,021 | 229,475 | 367,587 | |||||||||
Debentures |
866,801 | 853,430 | 880,709 | |||||||||
Other |
75,377 | 59,869 | 78,262 | |||||||||
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Sub-total |
4,172,624 | 3,619,353 | 3,672,443 | |||||||||
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Net interest income |
₩ | 6,203,199 | ₩ | 6,402,529 | ₩ | 7,710,009 | ||||||
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Interest income recognized on impaired loans is ₩54,235 million (2016: ₩60,212 million, 2015: ₩73,290 million) for the year ended December 31, 2017. Interest income recognized on impaired financial investments does not exist (2016: ₩226 million, 2015: ₩235 million) for the year ended December 31, 2017.