30. Income and Expenses from Fees and Commissions:
The income and expenses for fees and commissions shown in the Consolidated Statement of Comprehensive Income refers to the following items:
|
|
|
2015 |
|
2016 |
|
2017 |
|
|
|
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
|
Income from fees and commissions |
|
|
|
|
|
|
|
|
Card services |
|
129,962 |
|
144,007 |
|
155,572 |
|
|
Investments in mutual funds and other |
|
76,843 |
|
79,853 |
|
86,103 |
|
|
Collections and payments |
|
52,657 |
|
49,362 |
|
50,343 |
|
|
Portfolio management |
|
37,540 |
|
39,838 |
|
43,915 |
|
|
Insurance brokerage |
|
23,258 |
|
28,036 |
|
30,163 |
|
|
Guarantees and letter of credit |
|
21,858 |
|
23,183 |
|
24,485 |
|
|
Trading and securities management |
|
14,701 |
|
13,666 |
|
18,741 |
|
|
Use of distribution channel |
|
20,679 |
|
18,996 |
|
18,204 |
|
|
Financial advisory services |
|
12,608 |
|
4,152 |
|
5,536 |
|
|
Lines of credit and overdrafts |
|
13,400 |
|
5,795 |
|
5,000 |
|
|
Other fees earned |
|
32,570 |
|
34,155 |
|
33,640 |
|
|
|
|
|
|
|
|
|
|
|
Total income from fees and commissions |
|
436,076 |
|
441,043 |
|
471,702 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Expenses from fees and commissions |
|
|
|
|
|
|
|
|
Credit card transactions |
|
(100,231 |
) |
(98,115 |
) |
(96,872 |
) |
|
Fees for interbank transactions |
|
(14,322 |
) |
(10,361 |
) |
(13,189 |
) |
|
Fees for securities transactions |
|
(3,139 |
) |
(3,969 |
) |
(6,802 |
) |
|
Fees for collections and payments |
|
(6,568 |
) |
(6,427 |
) |
(6,206 |
) |
|
Sales force fees |
|
(1,343 |
) |
(408 |
) |
(213 |
) |
|
Other fees |
|
(4,494 |
) |
(492 |
) |
(746 |
) |
|
|
|
|
|
|
|
|
|
|
Total expenses from fees and commissions |
|
(130,097 |
) |
(119,772 |
) |
(124,028 |
) |
|
|
|
|
|
|
|
|
|