18. Other Assets
Details of other assets as of December 31, 2016 and 2017, are as follows:
| 2016 | 2017 | |||||||
| (In millions of Korean won) | ||||||||
|
Other financial assets |
||||||||
|
Other receivables |
￦ | 4,326,183 | ￦ | 6,447,405 | ||||
|
Accrued income |
1,305,680 | 1,594,455 | ||||||
|
Guarantee deposits |
1,230,400 | 1,211,841 | ||||||
|
Domestic exchange settlement debits |
535,237 | 949,897 | ||||||
|
Others |
25,226 | 101,909 | ||||||
|
Less: Allowances for loan losses |
(95,629 | ) | (104,813 | ) | ||||
|
Less: Present value discount |
(4,762 | ) | (5,679 | ) | ||||
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|
|
|
|
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|
Sub-total |
7,322,335 | 10,195,015 | ||||||
|
|
|
|
|
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|
Other non-financial assets |
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|
Other receivables |
17,727 | 3,640 | ||||||
|
Prepaid expenses |
188,135 | 153,650 | ||||||
|
Guarantee deposits |
3,934 | 4,904 | ||||||
|
Insurance assets |
128,146 | 1,180,980 | ||||||
|
Separate account assets |
866,310 | 4,119,203 | ||||||
|
Others |
356,380 | 578,795 | ||||||
|
Less: Allowances on other asset |
(25,182 | ) | (32,018 | ) | ||||
|
|
|
|
|
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|
Sub-total |
1,535,450 | 6,009,154 | ||||||
|
|
|
|
|
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|
Total |
￦ | 8,857,785 | ￦ | 16,204,169 | ||||
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|
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|
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Changes in allowances for loan losses on other assets for the years ended December 31, 2016 and 2017, are as follows:
| 2016 | ||||||||||||
| Other financial assets |
Other non-financial assets |
Total | ||||||||||
| (In millions of Korean won) | ||||||||||||
|
Beginning |
￦ | 308,699 | ￦ | 23,977 | ￦ | 332,676 | ||||||
|
Written-off |
(271,522 | ) | (540 | ) | (272,062 | ) | ||||||
|
Provision |
2,445 | 1,745 | 4,190 | |||||||||
|
Business combination |
13,537 | — | 13,537 | |||||||||
|
Others |
42,470 | — | 42,470 | |||||||||
|
|
|
|
|
|
|
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|
Ending |
￦ | 95,629 | ￦ | 25,182 | ￦ | 120,811 | ||||||
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|
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| 2017 | ||||||||||||
| Other financial assets |
Other non-financial assets |
Total | ||||||||||
| (In millions of Korean won) | ||||||||||||
|
Beginning |
￦ | 95,629 | ￦ | 25,182 | ￦ | 120,811 | ||||||
|
Written-off |
(14,546 | ) | (1,970 | ) | (16,516 | ) | ||||||
|
Provision |
9,840 | 1,410 | 11,250 | |||||||||
|
Business combination |
21,293 | — | 21,293 | |||||||||
|
Others |
(7,403 | ) | 7,396 | (7 | ) | |||||||
|
|
|
|
|
|
|
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|
Ending |
￦ | 104,813 | ￦ | 32,018 | ￦ | 136,831 | ||||||