11. Finance income
2017 | 2016 | 2015 | ||||||||||
£m | £m | £m | ||||||||||
Interest income arising from: |
||||||||||||
cash and cash equivalents |
60 | 67 | 71 | |||||||||
available-for-sale investments |
2 | 1 | 1 | |||||||||
derivatives at fair value through profit or loss |
— | — | 24 | |||||||||
loans and receivables |
1 | 2 | 3 | |||||||||
Fair value adjustments on derivatives at fair value through profit or loss |
2 | 2 | 5 | |||||||||
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65 | 72 | 104 | ||||||||||
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All derivatives accounted for at fair value through profit or loss other than designated and effective hedging instruments (see Note 42, ‘Financial instruments and related disclosures’) are classified as held-for-trading financial instruments under IAS 39.