BANCO SANTANDER CHILE | CIK:0001027552 | 3

  • Filed: 3/28/2018
  • Entity registrant name: BANCO SANTANDER CHILE (CIK: 0001027552)
  • Generator: S2 Filings
  • SEC filing page: http://www.sec.gov/Archives/edgar/data/1027552/000095010318003835/0000950103-18-003835-index.htm
  • XBRL Instance: http://www.sec.gov/Archives/edgar/data/1027552/000095010318003835/bsac-20171231.xml
  • XBRL Cloud Viewer: Click to open XBRL Cloud Viewer
  • EDGAR Dashboard: https://edgardashboard.xbrlcloud.com/edgar-dashboard/?cik=0001027552
  • Open this page in separate window: Click
  • ifrs-full:DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory

    Portfolio by its impaired and non-impaired status.

     

      As of December 31, 2017
      Non-impaired Impaired Portfolio total
      Commercial Mortgage Consumer

    Total non

    impaired

    Commercial Mortgage Consumer

    Total

    impaired

    Commercial Mortgage Consumer

    Total

    portfolio

      MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$
                             
    Current portfolio 12,737,508 8,357,733 4,012,489 25,107,730 449,895 158,770 110,184 718,849 13,187,403 8,516,503 4,122,673 25,826,579
    Overdue for 1-29 days 103,908 180,294 132,136 416,338 110,834 74,072 46,283 231,189 214,742 254,366 178,419 647,527
    Overdue for 30-89 days 53,723 96,324 85,941 235,988 89,806 70,437 78,118 238,361 143,529 166,761 164,059 474,349
    Overdue for 90 days or more - - - 362,968 159,265 92,541 614,774 362,968 159,265 92,541 614,774
                             
    Total portfolio before allowances 12,895,139 8,634,351 4,230,566 25,760,056 1,013,503 462,544 327,126 1,803,173 13,908,642 9,096,895 4,557,692 27,563,229
                             
    Overdue loans (less than 90 days) presented as portfolio percentage 1.22% 3.20% 5.15% 2.53% 19.80% 31.24% 38.03% 26.04% 2.58% 4.63% 7.51% 4.07%
                             
    Overdue loans (90 days or more) presented as portfolio percentage. - - - - 35.81% 34.43% 28.29% 34.09% 2.61% 1.75% 2.03% 2.23%

     

      As of December 31, 2016
      Non-impaired Impaired Portfolio total
      Commercial Mortgage Consumer

    Total non

    impaired

    Commercial Mortgage Consumer

    Total

    impaired

    Commercial Mortgage Consumer

    Total

    portfolio

      MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$ MCh$
                             
    Current portfolio 12,765,961 7,944,260 3,957,566 24,667,787 463,176 133,816 100,670 697,662 13,229,137 8,078,076 4,058,236 25,365,449
    Overdue for 1-29 days 97,302 69,227 113,031 279,560 35,777 12,984 32,536 81,297 133,079 82,211 145,567 360,857
    Overdue for 30-89 days 75,033 208,181 87,622 370,836 118,461 105,804 70,920 295,185 193,494 313,985 158,542 666,021
    Overdue for 90 days or more - - - 311,755 145,084 84,458 541,297 311,755 145,084 84,458 541,297
                             
    Total portfolio before allowances 12,938,296 8,221,668 4,158,219 25,318,183 929,169 397,688 288,584 1,615,441 13,867,465 8,619,356 4,446,803 26,933,624
                             
    Overdue loans (less than 90 days) presented as portfolio percentage 1.33% 3.37% 4.83% 2.57% 16.60% 29.87% 35.85% 23.31% 2.35% 4.60% 6.84% 3.81%
                             
    Overdue loans (90 days or more) presented as portfolio percentage. - - - - 33.55% 36.48% 29.27% 33.51% 2.25% 1.68% 1.90% 2.01%