15 Impairment charges / (reversals)
Impairment charges / (reversals) comprise: | 2017 | 2016 | 2015 | |||||||||
Impairment charges on financial assets, excluding receivables |
74 | 117 | 95 | |||||||||
Impairment reversals on financial assets, excluding receivables |
(32 | ) | (58 | ) | (119 | ) | ||||||
Impairment charges and reversals on non-financial assets and receivables |
- | 36 | 1,275 | |||||||||
Total |
42 | 95 | 1,251 |
In 2015, impairment charges and reversals on non-financial assets and receivables include a charge of EUR 1,274 million mainly related to deferred acquisition costs in the UK. Recoverability of capitalized deferred policy acquisition costs was affected by the restructuring of the organization.
Impairment charges on financial assets, excluding receivables, from: | 2017 | 2016 | 2015 | |||||||||
Shares |
2 | 1 | 4 | |||||||||
Debt securities and money market instruments |
17 | 53 | 32 | |||||||||
Loans |
50 | 23 | 37 | |||||||||
Investments in associates |
4 | 7 | - | |||||||||
Investments in joint ventures |
- | - | 21 | |||||||||
Other |
- | 33 | - | |||||||||
Total |
74 | 117 | 95 | |||||||||
Impairment reversals on financial assets, excluding receivables, from: | 2017 | 2016 | 2015 | |||||||||
Debt securities and money market instruments |
(17 | ) | (42 | ) | (109 | ) | ||||||
Loans |
(13 | ) | (14 | ) | (9 | ) | ||||||
Other |
(2 | ) | (2 | ) | - | |||||||
Total |
(32 | ) | (58 | ) | (119 | ) | ||||||
For more details on impairments on financial assets, excluding receivables, refer to note 4 Financial risks. |