Below are the tables showing the Bank’s results by reporting segment for the years ended December 31, 2017, 2016 and 2015 in addition to the corresponding balances of loans and accounts receivable from customers:
| For the year ended December 31, 2017 | ||||||||
Loans and accounts receivable from customers (1) |
Net
interest income |
Net
fee and commission income |
Financial transactions, net (2) |
Provision
for loan losses |
Support expenses (3) |
Segment`s
net contribution | ||
| MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | ||
| Retail Banking | 19,233,169 | 970,332 | 206,449 | 20,595 | (293,956) | (534,970) | 368,450 | |
| Middle-market | 6,775,734 | 264,663 | 36,280 | 13,751 | (19,235) | (91,882) | 203,577 | |
| Commercial Banking | 26,008,903 | 1,234,995 | 242,729 | 34,346 | (313,191) | (626,852) | 572,027 | |
| Global Corporate Banking | 1,633,796 | 100,808 | 27,626 | 50,714 | 6,440 | (62,685) | 122,903 | |
| Other | 83,215 | (9,112) | 8,708 | 44,692 | 4,496 | (15,356) | 33,428 | |
| Total | 27,725,914 | 1,326,691 | 279,063 | 129,752 | (302,255) | (704,893) | 728,358 | |
| Other operating income | 62,016 | |||||||
| Other operating expenses and impairment | (74,057) | |||||||
| Income from investments in associates and other companies | 3,963 | |||||||
| Income tax expense | (145,031) | |||||||
| Net income for the year | 575,249 | |||||||
(1) Corresponds to loans and accounts receivable from customers, without deducting their allowances for loan losses.
(2) Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss.
(3) Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.
| Fort he year ended December 31, 2016 | ||||||||
Loans and accounts receivable from customers (1)
|
Net
interest income |
Net
fee and commission income |
Financial transactions, net (2) |
Provision
for loan losses |
Support expenses (3) |
Segment`s
net contribution | ||
| MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | ||
| Retail Banking | 18,604,936 | 931,105 | 196,845 | 21,141 | (323,888) | (529,909) | 295,294 | |
| Middle-market | 6,396,376 | 244,960 | 30,851 | 19,577 | (26,748) | (83,412) | 185,228 | |
| Commercial Banking | 25,001,312 | 1,176,065 | 227,696 | 40,718 | (350,636) | (613,321) | 480,522 | |
| Global Corporate Banking | 2,121,513 | 95,105 | 25,077 | 55,927 | 7,579 | (53,935) | 129,753 | |
| Other | 83,606 | 10,196 | 1,651 | 43,713 | 974 | (19,649) | 36,885 | |
| Total | 27,206,431 | 1,281,366 | 254,424 | 140,358 | (342,083) | (686,905) | 647,160 | |
| Other operating income | 6,427 | |||||||
| Other operating expenses and impairment | (69,136) | |||||||
| Income from investments in associates and other companies | 3,012 | |||||||
| Income tax expense | (109,031) | |||||||
| Net income for the year | 478,432 | |||||||
(1) Corresponds to loans and accounts receivable from customers, without deducting their allowances for loan losses.
(2) Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss.
(3) Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.
| For the year ended December 31, 2015 | ||||||||
Loans and accounts receivable from customers (1) |
Net
interest income |
Net
fee and commission income |
Financial transactions, net (2) |
Provision
for loan losses |
Support expenses (3) |
Segment`s
net contribution | ||
| MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | ||
| Retail Banking | 17,034,707 | 873,026 | 190,380 | 16,245 | (332,657) | (533,086) | 213,908 | |
| Middle-market | 6,006,282 | 229,812 | 28,537 | 17,897 | (26,147) | (77,261) | 172,838 | |
| Commercial Banking | 23,040,989 | 1,102,838 | 218,917 | 34,142 | (358,804) | (610,347) | 386,746 | |
| Global Corporate Banking | 2,178,643 | 85,553 | 15,231 | 50,327 | (28,426) | (49,533) | 73,152 | |
| Other | 81,125 | 66,815 | 3,479 | 61,030 | (12,047) | (1,328) | 117,949 | |
| Total | 25,300,757 | 1,255,206 | 237,627 | 145,499 | (399,277) | (661,208) | 577,847 | |
| Other operating income | 6,439 | |||||||
| Other operating expenses and impairment | (58,750) | |||||||
| Income from investments in associates and other companies | 2,588 | |||||||
| Income tax expense | (76,395) | |||||||
| Net income for the year | 451,729 | |||||||
(1) Corresponds to loans and accounts receivable from customers, without deducting their allowances for loan losses.
(2) Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss.
(3) Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.