The 2015 consolidated income statement and other significant data are as follows:
|
|
|
|
|
|
|
Global |
|
|
|
|
|
|
|
|
|
|
|
Retail |
|
|
Corporate |
|
|
Corporate |
|
|
|
|
|
2015 |
|
|
Banking |
|
|
Banking |
|
|
Activities |
|
|
Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income |
|
|
37,514 |
|
|
4,060 |
|
|
1,414 |
|
|
42,988 |
|
|
Dividend income |
|
|
— |
|
|
24 |
|
|
80 |
|
|
104 |
|
|
Net fee and commission income |
|
|
11,839 |
|
|
1,786 |
|
|
7 |
|
|
13,632 |
|
|
Gains/(losses) on financial assets and liabilities and exchange differences (net) |
|
|
866 |
|
|
1,060 |
|
|
584 |
|
|
2,510 |
|
|
Other operating income/(expenses) |
|
|
(2,101) |
|
|
(466) |
|
|
29 |
|
|
(2,538) |
|
|
Total income |
|
|
48,118 |
|
|
6,464 |
|
|
2,114 |
|
|
56,696 |
|
|
Administrative expenses |
|
|
(18,647) |
|
|
(1,956) |
|
|
(177) |
|
|
(20,780) |
|
|
Depreciation and amortization |
|
|
(1,759) |
|
|
(94) |
|
|
(10) |
|
|
(1,863) |
|
|
Impairment losses on financial assets (net) |
|
|
(15,081) |
|
|
(960) |
|
|
— |
|
|
(16,041) |
|
|
Impairment losses on other assets (net) |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
Provisions (net) |
|
|
265 |
|
|
— |
|
|
(7) |
|
|
258 |
|
|
Gains/(losses) on disposal of assets not classified as non-current assets held for sale (net) |
|
|
— |
|
|
— |
|
|
7 |
|
|
7 |
|
|
Gains/(losses) on disposal of non-current assets not classified as discontinued operations (net) |
|
|
— |
|
|
— |
|
|
91 |
|
|
91 |
|
|
Operating profit before tax |
|
|
12,896 |
|
|
3,454 |
|
|
2,018 |
|
|
18,368 |
|
|
Income tax |
|
|
|
|
|
|
|
|
|
|
|
(4,304) |
|
|
Profit for the year |
|
|
|
|
|
|
|
|
|
|
|
14,064 |
|
|
Profit attributable to the Parent |
|
|
|
|
|
|
|
|
|
|
|
14,051 |
|
|
Profit attributable to non-controlling interest |
|
|
|
|
|
|
|
|
|
|
|
13 |
|
|
Total assets |
|
|
473,399 |
|
|
524,098 |
|
|
178,337 |
|
|
1,175,834 |
|
|
Total liabilities |
|
|
404,431 |
|
|
414,004 |
|
|
249,641 |
|
|
1,068,076 |
|
The 2016 consolidated income statement and other significant data are as follows:
|
|
|
|
|
|
|
Global |
|
|
|
|
|
|
|
|
|
|
|
Retail |
|
|
Corporate |
|
|
Corporate |
|
|
|
|
|
2016 |
|
|
Banking |
|
|
Banking |
|
|
Activities |
|
|
Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income |
|
|
42,277 |
|
|
4,899 |
|
|
1,954 |
|
|
49,130 |
|
|
Dividend income |
|
|
— |
|
|
— |
|
|
94 |
|
|
94 |
|
|
Net fee and commission income |
|
|
12,211 |
|
|
1,749 |
|
|
(20) |
|
|
13,940 |
|
|
Gains/(losses) on financial assets and liabilities and exchange differences (net) |
|
|
721 |
|
|
2,682 |
|
|
359 |
|
|
3,762 |
|
|
Other operating income/(expenses) |
|
|
(2,104) |
|
|
(649) |
|
|
(122) |
|
|
(2,875) |
|
|
Total income |
|
|
53,105 |
|
|
8,681 |
|
|
2,265 |
|
|
64,051 |
|
|
Administrative expenses |
|
|
(19,955) |
|
|
(2,440) |
|
|
(260) |
|
|
(22,655) |
|
|
Depreciation and amortization |
|
|
(1,890) |
|
|
(158) |
|
|
(10) |
|
|
(2,058) |
|
|
Impairment losses on financial assets (net) |
|
|
(15,955) |
|
|
(706) |
|
|
— |
|
|
(16,661) |
|
|
Provisions (net) |
|
|
(75) |
|
|
(29) |
|
|
(777) |
|
|
(881) |
|
|
Gains/(losses) on disposal of assets not classified as non-current assets held for sale (net) |
|
|
— |
|
|
— |
|
|
20 |
|
|
20 |
|
|
Gains/(losses) on disposal of non-current assets not classified as discontinued operations (net) |
|
|
— |
|
|
— |
|
|
71 |
|
|
71 |
|
|
Operating profit before tax |
|
|
15,230 |
|
|
5,348 |
|
|
1,309 |
|
|
21,887 |
|
|
Income tax |
|
|
|
|
|
|
|
|
|
|
|
(5,351) |
|
|
Profit for the year |
|
|
|
|
|
|
|
|
|
|
|
16,536 |
|
|
Profit attributable to the Parent |
|
|
|
|
|
|
|
|
|
|
|
16,536 |
|
|
Profit attributable to non-controlling interest |
|
|
|
|
|
|
|
|
|
|
|
— |
|
|
Total assets |
|
|
519,589 |
|
|
588,596 |
|
|
242,752 |
|
|
1,350,937 |
|
|
Total liabilities |
|
|
475,625 |
|
|
564,131 |
|
|
205,954 |
|
|
1,245,710 |
|
The 2017 consolidated income statement and other significant data are as follows:
|
|
|
|
|
|
|
Global |
|
|
|
|
|
|
|
|
|
|
|
Retail |
|
|
Corporate |
|
|
Corporate |
|
|
|
|
|
2017 |
|
|
Banking |
|
|
Banking |
|
|
Activities |
|
|
Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income |
|
|
47,969 |
|
|
5,295 |
|
|
2,580 |
|
|
55,844 |
|
|
Dividend income |
|
|
— |
|
|
5 |
|
|
145 |
|
|
150 |
|
|
Net fee and commission income |
|
|
13,047 |
|
|
1,758 |
|
|
8 |
|
|
14,813 |
|
|
Gains/(losses) on financial assets and liabilities and exchange differences (net) |
|
|
786 |
|
|
2,532 |
|
|
146 |
|
|
3,464 |
|
|
Other operating income/(expenses) |
|
|
(2,136) |
|
|
(505) |
|
|
(304) |
|
|
(2,945) |
|
|
Total income |
|
|
59,666 |
|
|
9,085 |
|
|
2,575 |
|
|
71,326 |
|
|
Administrative expenses |
|
|
(22,377) |
|
|
(2,759) |
|
|
(301) |
|
|
(25,437) |
|
|
Depreciation and amortization |
|
|
(2,317) |
|
|
(204) |
|
|
(12) |
|
|
(2,533) |
|
|
Impairment losses on financial assets (net) |
|
|
(17,763) |
|
|
(1,057) |
|
|
— |
|
|
(18,820) |
|
|
Provisions (net) |
|
|
(98) |
|
|
20 |
|
|
(359) |
|
|
(437) |
|
|
Gains/(losses) on disposal of assets not classified as non-current assets held for sale (net) |
|
|
— |
|
|
— |
|
|
6 |
|
|
6 |
|
|
Gains/(losses) on disposal of non-current assets not classified as discontinued operations (net) |
|
|
— |
|
|
— |
|
|
69 |
|
|
69 |
|
|
Operating profit before tax |
|
|
17,111 |
|
|
5,085 |
|
|
1,978 |
|
|
24,174 |
|
|
Income tax |
|
|
|
|
|
|
|
|
|
|
|
(5,496) |
|
|
Profit for the year |
|
|
|
|
|
|
|
|
|
|
|
18,678 |
|
|
Profit attributable to the Parent |
|
|
|
|
|
|
|
|
|
|
|
18,678 |
|
|
Profit attributable to non-controlling interest |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total assets |
|
|
551,250 |
|
|
531,295 |
|
|
246,646 |
|
|
1,329,191 |
|
|
Total liabilities |
|
|
521,787 |
|
|
521,284 |
|
|
170,710 |
|
|
1,213,781 |
|