22. BORROWINGS AND DEBENTURES
| (1) | Borrowings are as follows (Unit: Korean Won in millions): |
|
December 31, 2016 |
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|
Lenders |
Interest rate (%) |
Amount | ||||||||
|
Borrowings in local currency: |
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|
Borrowings from the Bank of Korea |
The Bank of Korea | 0.5 ~ 0.8 | 1,598,553 | |||||||
|
Borrowings from government funds |
Small and Medium Business Corporation and others | 0.0 ~ 3.5 | 1,534,807 | |||||||
|
Others |
Seoul Metropolitan Government and others | 0.0 ~ 3.8 | 3,922,878 | |||||||
|
|
|
|||||||||
|
Sub-total |
7,056,238 | |||||||||
|
|
|
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|
Borrowings in foreign currencies: |
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|
Borrowings in foreign currencies |
The Export-Import Bank of Korea and others | 0.0 ~ 5.2 | 7,737,237 | |||||||
|
Offshore borrowings in foreign currencies |
Wells Fargo | 1.4 | 18,128 | |||||||
|
|
|
|||||||||
|
Sub-total |
7,755,365 | |||||||||
|
|
|
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|
Bills sold |
Others | 0.0 ~ 1.6 | 26,895 | |||||||
|
Call money |
Bank and others | 0.0 ~ 5.1 | 1,926,779 | |||||||
|
Bonds sold under repurchase agreements |
Other financial institutions | 0.0 ~ 4.5 | 2,004,905 | |||||||
|
Present value discount |
(667 | ) | ||||||||
|
|
|
|||||||||
|
Total |
18,769,515 | |||||||||
|
|
|
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|
December 31, 2017 |
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|
Lenders |
Interest rate (%) |
Amount | ||||||||
|
Borrowings in local currency: |
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|
Borrowings from The BOK |
The BOK | 0.5 ~ 0.8 | 1,404,087 | |||||||
|
Borrowings from government funds |
Small Enterprise And Market Service and others | 0.0 ~ 2.9 | 1,723,340 | |||||||
|
Others |
The Korea Development Bank and others | 0.0 ~ 3.2 | 3,957,421 | |||||||
|
|
|
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|
Sub-total |
7,084,848 | |||||||||
|
|
|
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|
Borrowings in foreign currencies: |
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|
Borrowings in foreign currencies |
The Export-Import BOK and others | 0.0 ~ 6.8 | 6,996,551 | |||||||
|
Offshore borrowings in foreign currencies |
Commonwealth Bank | 1.8 | 28,285 | |||||||
|
|
|
|||||||||
|
Sub-total |
7,024,836 | |||||||||
|
|
|
|||||||||
|
Bills sold |
Others | 0.0 ~ 1.2 | 36,953 | |||||||
|
Call money |
Bank and others | 1.5 ~ 2.7 | 635,061 | |||||||
|
Bonds sold under repurchase agreements |
Other financial institutions | 0.6 ~ 12.7 | 3,173 | |||||||
|
Present value discount |
(165 | ) | ||||||||
|
|
|
|||||||||
|
Total |
14,784,706 | |||||||||
|
|
|
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| (2) | Debentures are as follows (Unit: Korean Won in millions): |
| December 31, 2016 | December 31, 2017 | |||||||||||||||
| Interest rate (%) |
Amount | Interest rate (%) |
Amount | |||||||||||||
|
Face value of bond(*) |
||||||||||||||||
|
Ordinary bonds |
1.5 ~ 11.8 | 18,268,403 | 1.5 ~ 5.8 | 22,468,908 | ||||||||||||
|
Subordinated bonds |
3.0 ~ 12.6 | 5,327,335 | 3.4 ~ 12.6 | 4,781,301 | ||||||||||||
|
Other bonds |
17.0 | 4,006 | 1.6 ~ 17.0 | 649,615 | ||||||||||||
|
|
|
|
|
|||||||||||||
|
Sub-total |
23,599,744 | 27,899,824 | ||||||||||||||
|
|
|
|
|
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|
Discounts on bond |
(34,295 | ) | (30,173 | ) | ||||||||||||
|
|
|
|
|
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|
Total |
23,565,449 | 27,869,651 | ||||||||||||||
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| (*) | Included debentures under fair value hedge relationships are 3,610,193 million Won and 3,102,386 million Won as of December 31, 2016 and 2017, respectively. Also, debentures under cash flow hedge amounting to 699,029 million Won are included as of December 31, 2017 |