|
|
|
Balance as |
|
Effect |
|
Balance as |
|
Effect |
|
Balance as |
|
Effect |
|
Balance as |
|
||||||
|
|
|
2014 |
|
Income |
|
Equity |
|
2015 |
|
Income |
|
Equity |
|
2016 |
|
Income |
|
Equity |
|
31, 2017 |
|
|
|
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
MCh$ |
|
|
Debit differences: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Allowances for loan losses |
|
100,734 |
|
14,804 |
|
— |
|
115,538 |
|
12,181 |
|
— |
|
127,719 |
|
(12,276 |
) |
— |
|
115,443 |
|
|
Obligations with agreements to repurchase |
|
(968 |
) |
— |
|
— |
|
(968 |
) |
— |
|
— |
|
(968 |
) |
— |
|
— |
|
(968 |
) |
|
Personnel provisions |
|
9,597 |
|
(1,447 |
) |
— |
|
8,150 |
|
3,081 |
|
— |
|
11,231 |
|
1,290 |
|
— |
|
12,521 |
|
|
Staff vacations |
|
5,489 |
|
779 |
|
— |
|
6,268 |
|
406 |
|
— |
|
6,674 |
|
234 |
|
— |
|
6,908 |
|
|
Accrued interest and indexation adjustments from past due loans |
|
3,738 |
|
286 |
|
— |
|
4,024 |
|
(669 |
) |
— |
|
3,355 |
|
59 |
|
— |
|
3,414 |
|
|
Staff severance indemnities provision |
|
2,344 |
|
(117 |
) |
9 |
|
2,236 |
|
(337 |
) |
(45 |
) |
1,854 |
|
(352 |
) |
(45 |
) |
1,457 |
|
|
Provisions of credit card expenses |
|
10,637 |
|
2,991 |
|
— |
|
13,628 |
|
(1,169 |
) |
— |
|
12,459 |
|
(3,504 |
) |
— |
|
8,955 |
|
|
Provisions of accrued expenses |
|
11,466 |
|
220 |
|
102 |
|
11,788 |
|
2,701 |
|
— |
|
14,489 |
|
1,869 |
|
— |
|
16,358 |
|
|
Leasing |
|
— |
|
18,239 |
|
— |
|
18,239 |
|
18,880 |
|
— |
|
37,119 |
|
(4,570 |
) |
— |
|
32,549 |
|
|
Other adjustments |
|
4,009 |
|
258 |
|
— |
|
4,267 |
|
975 |
|
— |
|
5,242 |
|
1,411 |
|
1 |
|
6,654 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total debit differences |
|
147,046 |
|
36,013 |
|
111 |
|
183,170 |
|
36,049 |
|
(45 |
) |
219,174 |
|
(15,839 |
) |
(44 |
) |
203,291 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit differences: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Investments with agreement to repurchase |
|
125 |
|
— |
|
— |
|
125 |
|
— |
|
— |
|
125 |
|
— |
|
— |
|
125 |
|
|
Depreciation of property and equipment and investment properties |
|
14,304 |
|
(1,141 |
) |
— |
|
13,163 |
|
(1,348 |
) |
— |
|
11,815 |
|
2,466 |
|
— |
|
14,281 |
|
|
Adjustment for valuation financial assets available-for-sale |
|
11,310 |
|
— |
|
2,357 |
|
13,667 |
|
— |
|
(12,575 |
) |
1,092 |
|
1 |
|
1,299 |
|
2,392 |
|
|
Hedge cash adjustment |
|
259 |
|
— |
|
— |
|
259 |
|
— |
|
— |
|
259 |
|
— |
|
— |
|
259 |
|
|
Leasing equipment |
|
1,898 |
|
(2,992 |
) |
— |
|
(1,094 |
) |
— |
|
— |
|
(1,094 |
) |
— |
|
— |
|
(1,094 |
) |
|
Transitory assets |
|
3,633 |
|
162 |
|
— |
|
3,795 |
|
977 |
|
— |
|
4,772 |
|
714 |
|
— |
|
5,486 |
|
|
Derivative instruments adjustments |
|
5,983 |
|
4,296 |
|
— |
|
10,279 |
|
(2,572 |
) |
— |
|
7,707 |
|
(3,329 |
) |
— |
|
4,378 |
|
|
Assets received in lieu of payments |
|
(1,434 |
) |
(196 |
) |
— |
|
(1,630 |
) |
240 |
|
— |
|
(1,390 |
) |
830 |
|
— |
|
(560 |
) |
|
Accrued interest to effective rate |
|
2,303 |
|
257 |
|
— |
|
2,560 |
|
(313 |
) |
— |
|
2,247 |
|
(644 |
) |
— |
|
1,603 |
|
|
Intangible assets amortization |
|
7,141 |
|
(501 |
) |
— |
|
6,640 |
|
(550 |
) |
— |
|
6,090 |
|
(587 |
) |
— |
|
5,503 |
|
|
Other adjustments |
|
7,284 |
|
(1,070 |
) |
— |
|
6,214 |
|
4,413 |
|
1 |
|
10,628 |
|
(976 |
) |
1 |
|
9,653 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total credit differences |
|
52,806 |
|
(1,185 |
) |
2,357 |
|
53,978 |
|
847 |
|
(12,574 |
) |
42,251 |
|
(1,525 |
) |
1,300 |
|
42,026 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Assets (Liabilities), net |
|
94,240 |
|
37,198 |
|
(2,246 |
) |
129,192 |
|
35,202 |
|
12,529 |
|
176,923 |
|
(14,314 |
) |
(1,344 |
) |
161,265 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|