<?xml version="1.0" encoding="UTF-8"?>
<xsd:schema xmlns:xsd="http://www.w3.org/2001/XMLSchema"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xbrli="http://www.xbrl.org/2003/instance"
		xmlns:num="http://www.xbrl.org/dtr/type/numeric"
		xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:generic="http://xbrl.org/2008/generic"
		elementFormDefault="qualified"  targetNamespace="http://xbrlsite.com/fac" xmlns:fac="http://xbrlsite.com/fac" >
  <xsd:annotation>
    <xsd:appinfo>
    </xsd:appinfo>
  </xsd:annotation>

  <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xsd:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xsd:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
  <xsd:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>

  <xsd:element name="BalanceSheetClassifiedHypercube" id="fac_BalanceSheetClassifiedHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BalanceSheetLineItems" id="fac_BalanceSheetLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssetsRollUp" id="fac_AssetsRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CurrentAssets" id="fac_CurrentAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element name="NoncurrentAssets" id="fac_NoncurrentAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element name="Assets" id="fac_Assets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element name="LiabilitiesEquityRollUp" id="fac_LiabilitiesEquityRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiabilitiesRollUp" id="fac_LiabilitiesRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CurrentLiabilities" id="fac_CurrentLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="NoncurrentLiabilities" id="fac_NoncurrentLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="Liabilities" id="fac_Liabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="EquityRollUp" id="fac_EquityRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityAttributableToControllingInterest" id="fac_EquityAttributableToControllingInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="EquityAttributableToNoncontrollingInterest" id="fac_EquityAttributableToNoncontrollingInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="Equity" id="fac_Equity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="LiabilitiesAndEquity" id="fac_LiabilitiesAndEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="FixedAssets" id="fac_FixedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element name="OtherThanFixedNoncurrentAssets" id="fac_OtherThanFixedNoncurrentAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element name="BalanceSheetUnclassifiedHypercube" id="fac_BalanceSheetUnclassifiedHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PublicUtilitiesPropertyPlantAndEquipmentNet" id="fac_PublicUtilitiesPropertyPlantAndEquipmentNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element name="OtherNoncurrentAssetsOfRegulatedEntity" id="fac_OtherNoncurrentAssetsOfRegulatedEntity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element name="CapitalizationRollUp" id="fac_CapitalizationRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LongTermDebt" id="fac_LongTermDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="Capitalization" id="fac_Capitalization" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="OtherNoncurrentLiabilitiesOfRegulatedEntity" id="fac_OtherNoncurrentLiabilitiesOfRegulatedEntity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element name="NetAssetsLiabilitiesRollUp" id="fac_NetAssetsLiabilitiesRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetAssetsLiabilities" id="fac_NetAssetsLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element name="IncomeStatementSingleStepHypercube" id="fac_IncomeStatementSingleStepHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProfitLossRollUp" id="fac_ProfitLossRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeLossFromContinuingOperationsAfterTaxRollUp" id="fac_IncomeLossFromContinuingOperationsAfterTaxRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeLossFromContinuingOperationsBeforeTaxRollUp" id="fac_IncomeLossFromContinuingOperationsBeforeTaxRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OperatingIncomeLossRollUp" id="fac_OperatingIncomeLossRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GrossProfitRollUp" id="fac_GrossProfitRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OperatingExpenses" id="fac_OperatingExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="NonoperatingIncomeLossIncludingInterestAndDebtExpense" id="fac_NonoperatingIncomeLossIncludingInterestAndDebtExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="IncomeTaxExpenseBenefit" id="fac_IncomeTaxExpenseBenefit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="IncomeLossFromDiscontinuedOperationsNetOfTax" id="fac_IncomeLossFromDiscontinuedOperationsNetOfTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="OperatingIncomeLoss" id="fac_OperatingIncomeLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="IncomeLossFromContinuingOperationsBeforeTax" id="fac_IncomeLossFromContinuingOperationsBeforeTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="IncomeLossFromContinuingOperationsAfterTax" id="fac_IncomeLossFromContinuingOperationsAfterTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="ProfitLoss" id="fac_ProfitLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="Revenues" id="fac_Revenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="CostOfRevenue" id="fac_CostOfRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="GrossProfit" id="fac_GrossProfit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="IncomeLossFromEquityMethodInvestments" id="fac_IncomeLossFromEquityMethodInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="ExciseAndSalesTaxes" id="fac_ExciseAndSalesTaxes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="OtherOperatingIncomeExpenses" id="fac_OtherOperatingIncomeExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="CostsAndExpenses" id="fac_CostsAndExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="OperatingAndNonoperatingRevenues" id="fac_OperatingAndNonoperatingRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="OperatingAndNonoperatingCostsAndExpenses" id="fac_OperatingAndNonoperatingCostsAndExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="IndirectOperatingNonoperatingCostsExpenses" id="fac_IndirectOperatingNonoperatingCostsExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="IncomeStatementInterestBasedRevenuesHypercube" id="fac_IncomeStatementInterestBasedRevenuesHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestIncomeExpenseAfterProvisionForLossesRollUp" id="fac_InterestIncomeExpenseAfterProvisionForLossesRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NoninterestIncome" id="fac_NoninterestIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="NoninterestExpense" id="fac_NoninterestExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="InterestIncomeExpenseNetRollUp" id="fac_InterestIncomeExpenseNetRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestAndDividendIncomeOperating" id="fac_InterestAndDividendIncomeOperating" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="InterestExpenseOperating" id="fac_InterestExpenseOperating" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="InterestIncomeExpenseOperatingNet" id="fac_InterestIncomeExpenseOperatingNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="ProvisionForLoanLeaseAndOtherLosses" id="fac_ProvisionForLoanLeaseAndOtherLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="InterestIncomeExpenseAfterProvisionForLosses" id="fac_InterestIncomeExpenseAfterProvisionForLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="IncomeStatementInsuranceBasedRevenuesHypercube" id="fac_IncomeStatementInsuranceBasedRevenuesHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BenefitsCostsExpenses" id="fac_BenefitsCostsExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="GainLossOnSalePreviouslyUnissuedStockBySubsidiaryOrEquityInvesteeNonoperatingIncome" id="fac_GainLossOnSalePreviouslyUnissuedStockBySubsidiaryOrEquityInvesteeNonoperatingIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="GainLossOnDispositionStockInSubsidiaryOrEquityMethodInvestee" id="fac_GainLossOnDispositionStockInSubsidiaryOrEquityMethodInvestee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="IncomeStatementHypercube" id="fac_IncomeStatementHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonoperatingIncomeLoss" id="fac_NonoperatingIncomeLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="InterestAndDebtExpense" id="fac_InterestAndDebtExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="ProfitLossBreakdownHypercube" id="fac_ProfitLossBreakdownHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProfitLossAttributableToControllingInterests" id="fac_ProfitLossAttributableToControllingInterests" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="ProfitLossAttributableToNoncontrollingInterest" id="fac_ProfitLossAttributableToNoncontrollingInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="ProfitLossBreakdownLineItems" id="fac_ProfitLossBreakdownLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProfitLossAvailableToControllingInterestsBreakdownHypercube" id="fac_ProfitLossAvailableToControllingInterestsBreakdownHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProfitLossAvailableToControllingInterestsBreakdownLineItems" id="fac_ProfitLossAvailableToControllingInterestsBreakdownLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProfitLossAvailableToControllingInterestsBasicRollUp" id="fac_ProfitLossAvailableToControllingInterestsBasicRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PreferenceSharesDividendsOtherAdjustments" id="fac_PreferenceSharesDividendsOtherAdjustments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element name="ProfitLossAvailableToControllingInterestsBasic" id="fac_ProfitLossAvailableToControllingInterestsBasic" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="CashFlowStatementHypercube" id="fac_CashFlowStatementHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashFlowStatementLineItems" id="fac_CashFlowStatementLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowRollUp" id="fac_NetCashFlowRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromOperatingActivitiesRollUp" id="fac_NetCashFlowFromOperatingActivitiesRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromOperatingActivitiesContinuing" id="fac_NetCashFlowFromOperatingActivitiesContinuing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromOperatingActivitiesDiscontinued" id="fac_NetCashFlowFromOperatingActivitiesDiscontinued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromOperatingActivities" id="fac_NetCashFlowFromOperatingActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromInvestingActivitiesRollUp" id="fac_NetCashFlowFromInvestingActivitiesRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromInvestingActivitiesContinuing" id="fac_NetCashFlowFromInvestingActivitiesContinuing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromInvestingActivitiesDiscontinued" id="fac_NetCashFlowFromInvestingActivitiesDiscontinued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromInvestingActivities" id="fac_NetCashFlowFromInvestingActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromFinancingActivitiesRollUp" id="fac_NetCashFlowFromFinancingActivitiesRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromFinancingActivitiesContinuing" id="fac_NetCashFlowFromFinancingActivitiesContinuing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromFinancingActivitiesDiscontinued" id="fac_NetCashFlowFromFinancingActivitiesDiscontinued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowFromFinancingActivities" id="fac_NetCashFlowFromFinancingActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExchangeGainsLosses" id="fac_ExchangeGainsLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlow" id="fac_NetCashFlow" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowBreakdownHypercube" id="fac_NetCashFlowBreakdownHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowBreakdownLineItems" id="fac_NetCashFlowBreakdownLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowContinuing" id="fac_NetCashFlowContinuing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowDiscontinued" id="fac_NetCashFlowDiscontinued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StatementComprehensiveIncomeLossHypercube" id="fac_StatementComprehensiveIncomeLossHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StatementComprehensiveIncomeLossLineItems" id="fac_StatementComprehensiveIncomeLossLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ComprehensiveIncomeLossRollUp" id="fac_ComprehensiveIncomeLossRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherComprehensiveIncomeLoss" id="fac_OtherComprehensiveIncomeLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="ComprehensiveIncomeLoss" id="fac_ComprehensiveIncomeLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="ComprehensiveIncomeLossBreakdownHypercube" id="fac_ComprehensiveIncomeLossBreakdownHypercube" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ComprehensiveIncomeLossBreakdownLineItems" id="fac_ComprehensiveIncomeLossBreakdownLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ComprehensiveIncomeLossAttributableToParent" id="fac_ComprehensiveIncomeLossAttributableToParent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="ComprehensiveIncomeLossAttributableToNoncontrollingInterest" id="fac_ComprehensiveIncomeLossAttributableToNoncontrollingInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element name="NetCashFlowContinuingRollUp" id="fac_NetCashFlowContinuingRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetCashFlowDiscontinuedRollUp" id="fac_NetCashFlowDiscontinuedRollUp" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeStatementLineItems" id="fac_IncomeStatementLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
</xsd:schema>
