Rendering

Component: (Network and Table)
Network
30603 - Disclosure - Loans (Tables)
(http://www.gbnk.com/role/DisclosureLoansTables)
Table(Implied)
Slicers (applies to each fact value in each table cell)
Loans [Abstract]Period [Axis]
2016-01-01 - 2016-12-31
Loans [Abstract]
 
Loans Held For Investment By Loan Type



 

 

 

 

 



 

 

 

 

 



 

December 31,

 

 

December 31,



 

2016

 

 

2015



 

 

 

 

 



 

(In thousands)

Commercial and residential real estate

$

1,768,424 

 

$

1,281,701 

Construction

 

88,451 

 

 

107,170 

Commercial

 

432,083 

 

 

323,552 

Agricultural

 

16,690 

 

 

9,294 

Consumer

 

125,264 

 

 

66,288 

SBA

 

52,380 

 

 

25,645 

Other

 

31,778 

 

 

631 

Total gross loans

 

2,515,070 

 

 

1,814,281 

Deferred (fees) and costs

 

(61)

 

 

255 

Loans, held for investment, net

 

2,515,009 

 

 

1,814,536 

Less allowance for loan losses

 

(23,250)

 

 

(23,000)

Net loans, held for investment

$

2,491,759 

 

$

1,791,536 



 
 
Allowance For Loan Losses



 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 



 

Year Ended December 31,



 

2016

 

 

2015

 

 

2014



 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

Balance, beginning of period

$

23,000 

 

$

22,490 

 

$

21,005 

Provision for loan losses

 

143 

 

 

96 

 

 

14 

Loans charged-off

 

(721)

 

 

(238)

 

 

(623)

Recoveries on loans previously

 

 

 

 

 

 

 

 

charged-off

 

828 

 

 

652 

 

 

2,094 

Balance, end of period

$

23,250 

 

$

23,000 

 

$

22,490 



 
 
Allowance For Loan Losses And Loans Held For Investment By Portfolio Segment



 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 



 

Real Estate

 

 

Consumer and
Installment

 

 

Commercial
and Other

 

 

Total



 

(In thousands)

Allowance for Loan Losses

 

 

 

 

 

 

 

 

 

 

 

Balance as of January 1, 2014

$

18,475 

 

$

52 

 

$

2,478 

 

$

21,005 

Charge-offs

 

(23)

 

 

(38)

 

 

(562)

 

 

(623)

Recoveries

 

1,734 

 

 

27 

 

 

333 

 

 

2,094 

Provision (credit)

 

(579)

 

 

(2)

 

 

595 

 

 

14 

Balance as of December 31, 2014

$

19,607 

 

$

39 

 

$

2,844 

 

$

22,490 



 

 

 

 

 

 

 

 

 

 

 

Balance as of December 31, 2014

$

19,607 

 

$

39 

 

$

2,844 

 

$

22,490 

Charge-offs

 

(21)

 

 

(12)

 

 

(205)

 

 

(238)

Recoveries

 

284 

 

 

29 

 

 

339 

 

 

652 

Provision (credit)

 

436 

 

 

15 

 

 

(355)

 

 

96 

Balance as of December 31, 2015

$

20,306 

 

$

71 

 

$

2,623 

 

$

23,000 



 

 

 

 

 

 

 

 

 

 

 

Balance as of December 31, 2015

$

20,306 

 

$

71 

 

$

2,623 

 

$

23,000 

Charge-offs

 

(217)

 

 

(51)

 

 

(453)

 

 

(721)

Recoveries

 

340 

 

 

14 

 

 

474 

 

 

828 

Provision (credit)

 

(347)

 

 

71 

 

 

419 

 

 

143 

Balance as of December 31, 2016

$

20,082 

 

$

105 

 

$

3,063 

 

$

23,250 



 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 













 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

Balances at December 31, 2016:

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

Allowance for Loan Losses

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated

$

29 

 

$

 -

 

$

193 

 

$

222 

Collectively evaluated

 

20,053 

 

 

105 

 

 

2,870 

 

 

23,028 

Total

$

20,082 

 

$

105 

 

$

3,063 

 

$

23,250 



 

 

 

 

 

 

 

 

 

 

 

Loans

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated

$

22,728 

 

$

 

$

7,645 

 

$

30,375 

Collectively evaluated

 

2,024,524 

 

 

55,182 

 

 

404,928 

 

 

2,484,634 

Total

$

2,047,252 

 

$

55,184 

 

$

412,573 

 

$

2,515,009 







 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

Balances at December 31, 2015:

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

Allowance for Loan Losses

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated

$

282 

 

$

 -

 

$

11 

 

$

293 

Collectively evaluated

 

20,024 

 

 

71 

 

 

2,612 

 

 

22,707 

Total

$

20,306 

 

$

71 

 

$

2,623 

 

$

23,000 



 

 

 

 

 

 

 

 

 

 

 

Loans

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated

$

23,846 

 

$

 

$

2,305 

 

$

26,153 

Collectively evaluated

 

1,489,211 

 

 

5,716 

 

 

293,456 

 

 

1,788,383 

Total

$

1,513,057 

 

$

5,718 

 

$

295,761 

 

$

1,814,536 



 
 
Schedule Of Impaired Loans



 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2016

 

Recorded
Investment 

 

 

Unpaid
Balance

 

 

Related
Allowance

 

 

Average
Recorded
Investment
YTD

 

 

Interest
Income
Recognized
YTD



 

(In thousands)

Impaired loans with no related allowance:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and residential real estate

$

20,477 

 

$

21,140 

 

$

 -

 

$

13,875 

 

$

1,911 

Construction

 

 -

 

 

 -

 

 

 -

 

 

592 

 

 

 -

Commercial

 

222 

 

 

229 

 

 

 -

 

 

243 

 

 

16 

Consumer

 

18 

 

 

19 

 

 

 -

 

 

117 

 

 

Other

 

817 

 

 

1,625 

 

 

 -

 

 

493 

 

 

 -

Total

$

21,534 

 

$

23,013 

 

$

 -

 

$

15,320 

 

$

1,929 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Impaired loans with a related allowance:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and residential real estate

$

1,767 

 

$

1,890 

 

$

19 

 

$

8,590 

 

$

44 

Construction

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 

 -

Commercial

 

6,371 

 

 

6,423 

 

 

155 

 

 

2,937 

 

 

309 

Consumer

 

306 

 

 

383 

 

 

 

 

389 

 

 

Other

 

397 

 

 

444 

 

 

39 

 

 

348 

 

 

 -

Total

$

8,841 

 

$

9,140 

 

$

222 

 

$

12,264 

 

$

362 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total impaired loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and residential real estate

$

22,244 

 

$

23,030 

 

$

19 

 

$

22,465 

 

$

1,955 

Construction

 

 -

 

 

 -

 

 

 -

 

 

592 

 

 

 -

Commercial

 

6,593 

 

 

6,652 

 

 

155 

 

 

3,180 

 

 

325 

Consumer

 

324 

 

 

402 

 

 

 

 

506 

 

 

11 

Other

 

1,214 

 

 

2,069 

 

 

39 

 

 

841 

 

 

 -

Total impaired loans

$

30,375 

 

$

32,153 

 

$

222 

 

$

27,584 

 

$

2,291 









 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2015

 

Recorded
Investment

 

 

Unpaid
Balance

 

 

Related
Allowance

 

 

Average
Recorded
Investment
YTD

 

 

Interest
Income
Recognized
YTD



 

(In thousands)

Impaired loans with no related allowance:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and residential real estate

$

12,756 

 

$

14,472 

 

$

 -

 

$

14,194 

 

$

242 

Construction

 

986 

 

 

986 

 

 

 -

 

 

789 

 

 

 -

Commercial

 

 -

 

 

 -

 

 

 -

 

 

19 

 

 

 -

Consumer

 

271 

 

 

310 

 

 

 -

 

 

307 

 

 

Other

 

250 

 

 

588 

 

 

 -

 

 

171 

 

 

 -

Total

$

14,263 

 

$

16,356 

 

$

 -

 

$

15,480 

 

$

247 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Impaired loans with a related allowance:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and residential real estate

$

10,232 

 

$

10,472 

 

$

268 

 

$

9,989 

 

$

388 

Construction

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 

 -

Commercial

 

1,204 

 

 

1,220 

 

 

11 

 

 

492 

 

 

18 

Consumer

 

454 

 

 

529 

 

 

14 

 

 

493 

 

 

13 

Other

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 

 -

Total

$

11,890 

 

$

12,221 

 

$

293 

 

$

10,974 

 

$

419 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total impaired loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and residential real estate

$

22,988 

 

$

24,944 

 

$

268 

 

$

24,183 

 

$

630 

Construction

 

986 

 

 

986 

 

 

 -

 

 

789 

 

 

 -

Commercial

 

1,204 

 

 

1,220 

 

 

11 

 

 

511 

 

 

18 

Consumer

 

725 

 

 

839 

 

 

14 

 

 

800 

 

 

18 

Other

 

250 

 

 

588 

 

 

 -

 

 

171 

 

 

 -

Total impaired loans

$

26,153 

 

$

28,577 

 

$

293 

 

$

26,454 

 

$

666 



 
 
Summary Of Past Due Loans By Class



 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

December 31, 2016

 

30-89
Days Past
Due

 

90 Days +
Past Due
and Still
Accruing

 

Nonaccrual

 

Total Nonaccrual and
Past Due

 

Total Loans,
Held for
Investment



 

(In thousands)

Commercial and residential

 

 

 

 

 

 

 

 

 

 

real estate

$

1,258 

$

 -

$

2,835 

$

4,093 

$

1,768,381 

Construction

 

 -

 

 -

 

 -

 

 -

 

88,449 

Commercial

 

37 

 

 -

 

1,094 

 

1,131 

 

432,072 

Consumer

 

42 

 

 -

 

201 

 

243 

 

125,261 

Other

 

 -

 

 -

 

1,117 

 

1,117 

 

100,846 

Total

$

1,337 

$

 -

$

5,247 

$

6,584 

$

2,515,009 







 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

December 31, 2015

 

30-89
Days Past
Due

 

90 Days +
Past Due
and Still
Accruing

 

Nonaccrual

 

Total Nonaccrual and
Past Due

 

Total Loans,
Held for
Investment



 

(In thousands)

Commercial and residential

 

 

 

 

 

 

 

 

 

 

real estate

$

653 

$

 -

$

11,905 

$

12,558 

$

1,281,881 

Construction

 

 -

 

 -

 

986 

 

986 

 

107,185 

Commercial

 

1,147 

 

 -

 

874 

 

2,021 

 

323,598 

Consumer

 

291 

 

 -

 

459 

 

750 

 

66,297 

Other

 

 -

 

 -

 

250 

 

250 

 

35,575 

Total

$

2,091 

$

 -

$

14,474 

$

16,565 

$

1,814,536 



 
 
Summary Of The Risk Category Of Loans By Class Of Loans



 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2016

 

Commercial
& Residential
Real Estate

 

Construction

 

Commercial

 

Consumer

 

Other

 

Total



 

(In thousands)

Non-classified

$

1,742,974 

$

88,451 

$

427,278 

$

124,932 

$

98,561 

$

2,482,196 

Substandard

 

25,450 

 

 -

 

4,805 

 

332 

 

2,287 

 

32,874 

Doubtful

 

 -

 

 -

 

 -

 

 -

 

 -

 

 -

Subtotal

 

1,768,424 

 

88,451 

 

432,083 

 

125,264 

 

100,848 

 

2,515,070 

Deferred fees and costs

 

(43)

 

(2)

 

(11)

 

(3)

 

(2)

 

(61)

Loans, held for investment, net

$

1,768,381 

$

88,449 

$

432,072 

$

125,261 

$

100,846 

$

2,515,009 







 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2015

 

Commercial
& Residential
Real Estate

 

Construction

 

Commercial

 

Consumer

 

Other

 

Total



 

(In thousands)

Non-classified

$

1,260,134 

$

106,184 

$

322,650 

$

65,365 

$

34,194 

$

1,788,527 

Substandard

 

21,567 

 

986 

 

902 

 

923 

 

1,376 

 

25,754 

Doubtful

 

 -

 

 -

 

 -

 

 -

 

 -

 

 -

Subtotal

 

1,281,701 

 

107,170 

 

323,552 

 

66,288 

 

35,570 

 

1,814,281 

Deferred costs, net

 

180 

 

15 

 

46 

 

 

 

255 

Loans, held for investment, net

$

1,281,881 

$

107,185 

$

323,598 

$

66,297 

$

35,575 

$

1,814,536 



 
 
Loans By Class Modified As Troubled Debt Restructurings







 

 

 

 

 

 

 



 

 

 

 

 

 

 

Year Ended December 31, 2016:

 

 

 

 

 

 

Troubled Debt Restructurings

Number of
Loans

 

 

Pre-Modification
Outstanding Recorded
Investment

 

 

Post-Modification
Outstanding Recorded
Investment



 

 

 

 

 

 

 



 

 

 

(In thousands)

Commercial and residential

 

 

 

 

 

 

 

real estate

 

$

1,018 

 

$

1,018 

Construction

 -

 

 

 -

 

 

 -

Commercial

16 

 

 

6,650 

 

 

6,650 

Consumer

 -

 

 

 -

 

 

 -

Other

 

 

97 

 

 

97 

Total

19 

 

$

7,765 

 

$

7,765 











 

 

 

 

 

 

 



 

 

 

 

 

 

 

Year Ended December 31, 2015:

 

 

 

 

 

 

Troubled Debt Restructurings

Number of
Loans

 

 

Pre-Modification
Outstanding Recorded
Investment

 

 

Post-Modification
Outstanding Recorded
Investment



 

 

 

 

 

 

 



 

 

 

(In thousands)

Commercial and residential

 

 

 

 

 

 

 

real estate

 

$

715 

 

$

715 

Construction

 -

 

 

 -

 

 

 -

Commercial

 

 

300 

 

 

300 

Consumer

 

 

 

 

Other

 -

 

 

 -

 

 

 -

Total

 

$

1,017 

 

$

1,017