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Network	1039 - Disclosure - Allowance for Loan Losses (Tables) (http://www.fcza.com/taxonomy/role/NotesToFinancialStatementsAllowanceForLoanLossesTextBlockTables)
Table	(Implied)

Slicers (applies to each fact value in each table cell)

Reporting Entity [Axis]

0000944745 (http://www.sec.gov/CIK)

Text Block [Abstract]

Period [Axis]

2016-01-01 - 2016-12-31

Text Block [Abstract]

Changes in the Allowance for Loan Losses and Loan Balances Outstanding

The following tables present, by portfolio segment, the changes in the allowance for loan losses, the ending allocation of the allowance for loan losses and the loan balances outstanding for the years ended December 31, 2016, December 31, 2015 and December 31, 2014. The changes can be impacted by overall loan volume, adversely graded loans, historical charge-offs and economic factors.

Allowance for loan losses:


December 31, 2016	Beginning balance		Charge-offs		Recoveries		Provision (Credit)		Ending Balance
Commercial & Agriculture	$	1,478	$	(880)	$	105	$	1,315	$	2,018
Commercial Real Estate:
Owner Occupied		2,467		(228)		56		(124)		2,171
Non-Owner Occupied		4,657		(23)		1,372		(1,400)		4,606
Residential Real Estate		4,086		(455)		479		(1,021)		3,089
Real Estate Construction		371		(115)		12		152		420
Farm Real Estate		538		—		—		(96)		442
Consumer and Other		382		(125)		46		11		314
Unallocated		382		—		—		(137)		245

Total	$	14,361	$	(1,826)	$	2,070	$	(1,300)	$	13,305

Allowance for loan losses:


December 31, 2015	Beginning balance		Charge-offs			Recoveries		Provision (Credit)			Ending Balance
Commercial & Agriculture	$	1,819	$	(190	)	$	182	$	(333	)	$	1,478
Commercial Real Estate:
Owner Occupied		2,221		(523	)		187		582			2,467
Non-Owner Occupied		4,334		(81	)		115		289			4,657
Residential Real Estate		3,747		(1,135	)		331		1,143			4,086
Real Estate Construction		428		—			5		(62	)		371
Farm Real Estate		822		—			76		(360	)		538
Consumer and Other		200		(120	)		46		256			382
Unallocated		697		—			—		(315	)		382

Total	$	14,268	$	(2,049	)	$	942	$	1,200		$	14,361

Allowance for loan losses:


December 31, 2014	Beginning balance		Charge-offs		Recoveries		Provision (Credit)		Ending Balance
Commercial & Agriculture	$	2,838	$	(338)	$	251	$	(932)	$	1,819
Commercial Real Estate:
Owner Occupied		2,931		(1,661)		360		591		2,221
Non-Owner Occupied		3,888		(198)		50		594		4,334
Residential Real Estate		5,224		(2,449)		293		679		3,747
Real Estate Construction		184		—		6		238		428
Farm Real Estate		740		—		—		82		822
Consumer and Other		217		(135)		61		57		200
Unallocated		506		—		—		191		697

Total	$	16,528	$	(4,781)	$	1,021	$	1,500	$	14,268


December 31, 2016	Loans acquired with credit deterioration		Loans individually evaluated for impairment		Loans collectively evaluated for impairment		Total
Allowance for loan losses:
Commercial & Agriculture	$	86	$	82	$	1,850	$	2,018
Commercial Real Estate:
Owner Occupied		—		4		2,167		2,171
Non-Owner Occupied		—		—		4,606		4,606
Residential Real Estate		89		102		2,898		3,089
Real Estate Construction		—		—		420		420
Farm Real Estate		—		—		442		442
Consumer and Other		—		—		314		314
Unallocated		—		—		245		245

Total	$	175	$	188	$	12,942	$	13,305

Outstanding loan balances:
Commercial & Agriculture	$	88	$	1,983	$	133,391	$	135,462
Commercial Real Estate:
Owner Occupied		—		1,896		159,468		161,364
Non-Owner Occupied		—		359		395,572		395,931
Residential Real Estate		168		1,686		245,454		247,308
Real Estate Construction		—		—		56,293		56,293
Farm Real Estate		—		614		40,556		41,170
Consumer and Other		—		1		17,977		17,978

Total	$	256	$	6,539	$	1,048,711	$	1,055,506


December 31, 2015	Loans acquired with credit deterioration		Loans individually evaluated for impairment		Loans collectively evaluated for impairment		Total
Allowance for loan losses:
Commercial & Agriculture	$	—	$	23	$	1,455	$	1,478
Commercial Real Estate:
Owner Occupied		—		103		2,364		2,467
Non-Owner Occupied		—		—		4,657		4,657
Residential Real Estate		123		137		3,826		4,086
Real Estate Construction		—		—		371		371
Farm Real Estate		—		—		538		538
Consumer and Other		—		—		382		382
Unallocated		—		—		382		382

Total	$	123	$	263	$	13,975	$	14,361

Outstanding loan balances:
Commercial & Agriculture	$	132	$	873	$	123,397	$	124,402
Commercial Real Estate:
Owner Occupied		—		2,141		165,756		167,897
Non-Owner Occupied		—		1,742		346,697		348,439
Residential Real Estate		131		1,642		234,565		236,338
Real Estate Construction		—		—		58,898		58,898
Farm Real Estate		—		953		46,040		46,993
Consumer and Other		—		3		18,557		18,560

Total	$	263	$	7,354	$	993,910	$	1,001,527

Credit Exposures by Internally Assigned Grades


December 31, 2016	Pass		Special Mention		Substandard		Doubtful		Ending Balance
Commercial & Agriculture	$	127,867	$	4,300	$	3,295	$	—	$	135,462
Commercial Real Estate:
Owner Occupied		151,659		4,016		5,689		—		161,364
Non-Owner Occupied		393,592		1,676		663		—		395,931
Residential Real Estate		59,015		1,661		6,911		—		67,587
Real Estate Construction		50,678		16		27		—		50,721
Farm Real Estate		31,814		5,673		3,683		—		41,170
Consumer and Other		2,135		—		109		—		2,244

Total	$	816,760	$	17,342	$	20,377	$	—	$	854,479


December 31, 2015	Pass		Special Mention		Substandard		Doubtful		Ending Balance
Commercial & Agriculture	$	117,739	$	3,090	$	3,573	$	—	$	124,402
Commercial Real Estate:
Owner Occupied		156,622		5,571		5,704		—		167,897
Non-Owner Occupied		339,734		6,100		2,605		—		348,439
Residential Real Estate		62,147		1,671		7,435		—		71,253
Real Estate Construction		52,399		216		29		—		52,644
Farm Real Estate		39,787		4,024		3,182		—		46,993
Consumer and Other		1,987		3		111		—		2,101

Total	$	770,415	$	20,675	$	22,639	$	—	$	813,729

Performing and Nonperforming Loans

Certain TDRs are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months.


December 31, 2016	Residential Real Estate		Real Estate Construction		Consumer and Other		Total
Performing	$	179,721	$	5,572	$	15,725	$	201,018
Nonperforming		—		—		9		9

Total	$	179,721	$	5,572	$	15,734	$	201,027


December 31, 2015	Residential Real Estate		Real Estate Construction		Consumer and Other		Total
Performing	$	165,048	$	6,254	$	16,458	$	187,760
Nonperforming		37		—		1		38

Total	$	165,085	$	6,254	$	16,459	$	187,798

Aging Analysis of Past Due Loans

The following tables include an aging analysis of the recorded investment of past due loans outstanding as of December 31, 2016 and 2015.


December 31, 2016	30-59 Days Past Due		60-89 Days Past Due		90 Days or Greater		Total Past Due		Current		Purchased Credit- Impaired Loans		Total Loans		Past Due 90 Days and Accruing
Commercial & Agriculture	$	156	$	20	$	152	$	328	$	135,046	$	88	$	135,462	$	—
Commercial Real Estate:
Owner Occupied		722		553		280		1,555		159,809		—		161,364		—
Non-Owner Occupied		147		—		316		463		395,468		—		395,931		—
Residential Real Estate		1,812		507		1,049		3,368		243,772		168		247,308		—
Real Estate Construction		—		—		27		27		56,266		—		56,293		—
Farm Real Estate		93		—		—		93		41,077		—		41,170		—
Consumer and Other		215		31		31		277		17,701		—		17,978		9

Total	$	3,145	$	1,111	$	1,855	$	6,111	$	1,049,139	$	256	$	1,055,506	$	9


December 31, 2015	30-59 Days Past Due		60-89 Days Past Due		90 Days or Greater		Total Past Due		Current		Purchased Credit- Impaired Loans		Total Loans		Past Due 90 Days and Accruing
Commercial & Agriculture	$	9	$	32	$	37	$	78	$	124,192	$	132	$	124,402	$	—
Commercial Real Estate:
Owner Occupied		982		36		284		1,302		166,595		—		167,897		—
Non-Owner Occupied		269		330		123		722		347,717		—		348,439		—
Residential Real Estate		2,640		404		1,725		4,769		231,438		131		236,338		—
Real Estate Construction		8		—		—		8		58,890		—		58,898		—
Farm Real Estate		—		—		—		—		46,993		—		46,993		—
Consumer and Other		98		68		8		174		18,386		—		18,560		—

Total	$	4,006	$	870	$	2,177	$	7,053	$	994,211	$	263	$	1,001,527	$	—

Summary of Nonaccrual Loans Excluding Purchased Credit-Impaired (PCI) Loans

The following table presents loans on nonaccrual status, excluding purchased credit-impaired (PCI) loans, as of December 31, 2016 and 2015.


	2016		2015
Commercial & Agriculture	$	1,622	$	1,185
Commercial Real Estate:
Owner Occupied		1,461		1,645
Non-Owner Occupied		464		1,428
Residential Real Estate		3,266		3,911
Real Estate Construction		27		29
Farm Real Estate		2		961
Consumer and Other		101		100

Total	$	6,943	$	9,259

Schedule of Troubled Debt Restructurings

Loan modifications that are considered TDRs completed during the twelve month periods ended December 31, 2016, 2015 and 2014 were as follows:


	For the Twelve Month Period Ended December 31, 2016
	Number of Contracts		Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
Commercial & Agriculture		4	$	529	$	529
Commercial Real Estate:
Owner Occupied		—		—		—
Non-Owner Occupied		—		—		—
Residential Real Estate		2		308		308
Real Estate Construction		—		—		—
Farm Real Estate		3		700		700
Consumer and Other		—		—		—

Total Loan Modifications		9	$	1,537	$	1,537


	For the Twelve Month Period Ended December 31, 2015
	Number of Contracts		Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
Commercial & Agriculture		—	$	—	$	—
Commercial Real Estate:
Owner Occupied		—		—		—
Non-Owner Occupied		—		—		—
Residential Real Estate		—		—		—
Real Estate Construction		1		41		41
Farm Real Estate		—		—		—
Consumer and Other		—		—		—

Total Loan Modifications		1	$	41	$	41


	For the Twelve Month Period Ended December 31, 2014
	Number of Contracts		Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
Commercial & Agriculture		—	$	—	$	—
Commercial Real Estate:
Owner Occupied		—		—		—
Non-Owner Occupied		—		—		—
Residential Real Estate		9		619		554
Real Estate Construction		1		35		35
Farm Real Estate		—		—		—
Consumer and Other		—		—		—

Total Loan Modifications		10	$	654	$	589

Impaired Financing Receivables Excluding PCI Loans

The following tables include the recorded investment and unpaid principal balances for impaired financing receivables, excluding PCI loans, with the associated allowance amount, if applicable, as of December 31, 2016 and 2015.


	December 31, 2016						December 31, 2015
	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance recorded:
Commercial & Agriculture	$	1,230	$	1,751			$	851	$	1,034
Commercial Real Estate:
Owner Occupied		1,658		1,803				1,224		1,343
Non-Owner Occupied		359		386				1,742		1,826
Residential Real Estate		1,259		1,590				965		1,591
Farm Real Estate		614		614				953		1,026
Consumer and Other		1		1				3		3

Total		5,121		6,145				5,738		6,823
With an allowance recorded:
Commercial & Agriculture		753		1,303	$	82		22		23	$	23
Commercial Real Estate:
Owner Occupied		238		238		4		917		999		103
Non-Owner Occupied		—		—		—		—		—		—
Residential Real Estate		427		431		102		677		677		137
Farm Real Estate		—		—		—		—		—		—

Total		1,418		1,972		188		1,616		1,699		263
Total:
Commercial & Agriculture		1,983		3,054		82		873		1,057		23
Commercial Real Estate:
Owner Occupied		1,896		2,041		4		2,141		2,342		103
Non-Owner Occupied		359		386		—		1,742		1,826		—
Residential Real Estate		1,686		2,021		102		1,642		2,268		137
Farm Real Estate		614		614		—		953		1,026		—
Consumer and Other		1		1		—		3		3		—

Total	$	6,539	$	8,117	$	188	$	7,354	$	8,522	$	263

The following tables include the average recorded investment and interest income recognized for impaired financing receivables as of, and for the years ended, December 31, 2016, 2015 and 2014.


For the year ended:	December 31, 2016				December 31, 2015
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Commercial & Agriculture	$	2,036	$	40	$	1,519	$	54
Commercial Real Estate:
Owner Occupied		1,847		862		2,738		139
Non-Owner Occupied		1,039		83		1,946		32
Residential Real Estate		1,787		175		2,544		103
Real Estate Construction		—		1		16		—
Farm Real Estate		1,006		95		653		56
Consumer and Other		2		—		4		—

Total	$	7,717	$	1,256	$	9,420	$	384


For the year ended:	December 31, 2014
	Average Recorded Investment		Interest Income Recognized
Commercial & Agriculture	$	3,316	$	104
Commercial Real Estate:
Owner Occupied		5,720		200
Non-Owner Occupied		2,767		40
Residential Real Estate		3,291		207
Real Estate Construction		—		—
Farm Real Estate		219		19
Consumer and Other		6		—

Total	$	15,319	$	570

Schedule of Changes in Amortized Yield for PCI Loans

Changes in the amortizable yield for PCI loans were as follows, since acquisition:


	At December 31, 2016			At December 31, 2015
	(In Thousands)			(In Thousands)
Balance at beginning of period	$	80		$	—
Acquisition of PCI loans		—			140
Accretion		(31	)		(60	)

Balance at end of period	$	49		$	80

Schedule of Loans Acquired and Accounted

The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30:


	At December 31, 2016		At December 31, 2015
	Acquired Loans with Specific Evidence of Deterioration of Credit Quality (ASC 310-30)		Acquired Loans with Specific Evidence of Deterioration of Credit Quality (ASC 310-30)
	(In Thousands)
Outstanding balance	$	850	$	965
Carrying amount		256		263