XBRL Cloud: Business Report

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Component: (Network and Table)
Network	1034 - Disclosure - Loans (Tables) (http://www.home24bank.com/taxonomy/role/NotesToFinancialStatementsLoansNotesTradeAndOtherReceivablesDisclosureTextBlockTables)
Table	(Implied)

Slicers (applies to each fact value in each table cell)

Reporting Entity [Axis]

0001436425 (http://www.sec.gov/CIK)

Receivables [Abstract]

Period [Axis]

2016-01-01 - 2016-12-31

Receivables [Abstract]

Summary of Loans, Net of Unearned Income

The Company’s loans, net of unearned income, consisted of the following as of December 31 of the years indicated.


*(dollars in thousands)*	2016		2015
Real estate loans:
One- to four-family first mortgage	$	341,883	$	371,238
Home equity loans and lines		88,821		94,060
Commercial real estate		427,515		405,379
Construction and land		141,167		136,803
Multi-family residential		46,369		43,863

Total real estate loans		1,045,755		1,051,343

Other loans:
Commercial and industrial		139,810		125,108
Consumer		42,268		47,915

Total other loans		182,078		173,023

Total loans	$	1,227,833	$	1,224,366

Schedule of Activity in Allowance for Loan Losses

A summary of activity in the Company’s allowance for loan losses for the years ended December 31, 2016, 2015 and 2014 is as follows.


	For the Year Ended December 31, 2016
(dollars in thousands)	Beginning Balance		Charge-offs			Recoveries		Provision			Ending Balance
Originated loans:
Allowance for loan losses:
One- to four-family first mortgage	$	1,372	$	—		$	—	$	64		$	1,436
Home equity loans and lines		536		(9	)		2		125			654
Commercial real estate		3,152		—			1		1,024			4,177
Construction and land		1,360		—			52		351			1,763
Multi-family residential		173		—			—		188			361
Commercial and industrial		2,010		(242	)		56		1,492			3,316
Consumer		571		(162	)		5		99			513

Total allowance for loan losses	$	9,174	$	(413	)	$	116	$	3,343		$	12,220

Acquired loans:
Allowance for loan losses:
One- to four-family first mortgage	$	92	$	(33	)	$	—	$	16		$	75
Home equity loans and lines		224		—			—		(150	)		74
Commercial real estate		—		—			—		—			—
Construction and land		57		—			—		(38	)		19
Multi-family residential		—		—			—		—			—
Commercial and industrial		—		—			94		29			123
Consumer		—		—			—		—			—

Total allowance for loan losses	$	373	$	(33	)	$	94	$	(143	)	$	291

Total loans:
Allowance for loan losses:
One- to four-family first mortgage	$	1,464	$	(33	)	$	—	$	80		$	1,511
Home equity loans and lines		760		(9	)		2		(25	)		728
Commercial real estate		3,152		—			1		1,024			4,177
Construction and land		1,417		—			52		313			1,782
Multi-family residential		173		—			—		188			361
Commercial and industrial		2,010		(242	)		150		1,521			3,439
Consumer		571		(162	)		5		99			513

Total allowance for loan losses	$	9,547	$	(446	)	$	210	$	3,200		$	12,511


	For the Year Ended December 31, 2015
(dollars in thousands)	Beginning Balance		Charge-offs			Recoveries		Provision			Ending Balance
Originated loans:
Allowance for loan losses:
One- to four-family first mortgage	$	1,136	$	(62	)	$	30	$	268		$	1,372
Home equity loans and lines		442		(15	)		20		89			536
Commercial real estate		2,922		—			1		229			3,152
Construction and land		968		—			—		392			1,360
Multi-family residential		192		—			—		(19	)		173
Commercial and industrial		1,161		(190	)		226		813			2,010
Consumer		521		(130	)		1		179			571

Total allowance for loan losses	$	7,342	$	(397	)	$	278	$	1,951		$	9,174


	For the Year Ended December 31, 2015
(dollars in thousands)	Beginning Balance		Charge-offs			Recoveries		Provision			Ending Balance
Acquired loans:
Allowance for loan losses:
One- to four-family first mortgage	$	174	$	(42	)	$	—	$	(40	)	$	92
Home equity loans and lines		111		(12	)		—		125			224
Commercial real estate		—		—			—		—			—
Construction and land		133		(111	)		—		35			57
Multi-family residential		—		—			—		—			—
Commercial and industrial		—		—			—		—			—
Consumer		—		—			—		—			—

Total allowance for loan losses	$	418	$	(165	)	$	—	$	120		$	373

Total loans:
Allowance for loan losses:
One- to four-family first mortgage	$	1,310	$	(104	)	$	30	$	228		$	1,464
Home equity loans and lines		553		(27	)		20		214			760
Commercial real estate		2,922		—			1		229			3,152
Construction and land		1,101		(111	)		—		427			1,417
Multi-family residential		192		—			—		(19	)		173
Commercial and industrial		1,161		(190	)		226		813			2,010
Consumer		521		(130	)		1		179			571

Total allowance for loan losses	$	7,760	$	(562	)	$	278	$	2,071		$	9,547


	For the Year Ended December 31, 2014
*(dollars in thousands)*	Beginning Balance		Charge-offs			Recoveries		Provision			Ending Balance
Originated loans:
Allowance for loan losses:
One- to four-family first mortgage	$	904	$	(99	)	$	—	$	331		$	1,136
Home equity loans and lines		366		(2	)		5		73			442
Commercial real estate		2,528		—			—		394			2,922
Construction and land		977		(19	)		—		10			968
Multi-family residential		90		—			—		102			192
Commercial and industrial		1,332		(1,407	)		184		1,052			1,161
Consumer		473		(32	)		3		77			521

Total allowance for loan losses	$	6,670	$	(1,559	)	$	192	$	2,039		$	7,342

Acquired loans:
Allowance for loan losses:
One- to four-family first mortgage	$	184	$	(114	)	$	—	$	104		$	174
Home equity loans and lines		58		—			—		53			111
Commercial real estate		—		(41	)		—		41			—
Construction and land		—		—			—		133			133
Multi-family residential		—		—			—		—			—
Commercial and industrial		6		—			—		(6	)		—
Consumer		—		—			—		—			—

Total allowance for loan losses	$	248	$	(155	)	$	—	$	325		$	418


	For the Year Ended December 31, 2014
*(dollars in thousands)*	Beginning Balance		Charge-offs			Recoveries		Provision		Ending Balance
Total loans:
Allowance for loan losses:
One- to four-family first mortgage	$	1,088	$	(213	)	$	—	$	435	$	1,310
Home equity loans and lines		424		(2	)		5		126		553
Commercial real estate		2,528		(41	)		—		435		2,922
Construction and land		977		(19	)		—		143		1,101
Multi-family residential		90		—			—		102		192
Commercial and industrial		1,338		(1,407	)		184		1,046		1,161
Consumer		473		(32	)		3		77		521

Total allowance for loan losses	$	6,918	$	(1,714	)	$	192	$	2,364	$	7,760

Allowance for Loan Losses and Recorded Investment in Loans

The Company’s allowance for loan losses and recorded investment in loans as of the dates indicated is as follows.


	As of December 31, 2016
	Originated Loans
*(dollars in thousands)*	Collectively Evaluated for Impairment		Individually Evaluated for Impairment		Acquired Loans		Total
Allowance for loan losses:
One- to four-family first mortgage	$	1,397	$	39	$	75	$	1,511
Home equity loans and lines		654		—		74		728
Commercial real estate		4,158		19		—		4,177
Construction and land		1,763		—		19		1,782
Multi-family residential		361		—		—		361
Commercial and industrial		2,579		737		123		3,439
Consumer		513		—		—		513

Total allowance for loan losses	$	11,425	$	795	$	291	$	12,511


	As of December 31, 2016
	Originated Loans
*(dollars in thousands)*	Collectively Evaluated for Impairment		Individually Evaluated for Impairment		Acquired Loans⁽¹⁾		Total
Loans:
One- to four-family first mortgage	$	176,392	$	252	$	165,239	$	341,883
Home equity loans and lines		47,865		—		40,956		88,821
Commercial real estate		321,361		462		105,692		427,515
Construction and land		138,955		—		2,212		141,167
Multi-family residential		26,941		—		19,428		46,369
Commercial and industrial		126,791		4,844		8,175		139,810
Consumer		40,827		—		1,441		42,268

Total loans	$	879,132	$	5,558	$	343,143	$	1,227,833


	As of December 31, 2015
	Originated Loans
*(dollars in thousands)*	Collectively Evaluated for Impairment		Individually Evaluated for Impairment		Acquired Loans		Total
Allowance for loan losses:
One- to four-family first mortgage	$	1,338	$	34	$	92	$	1,464
Home equity loans and lines		536		—		224		760
Commercial real estate		3,066		86		—		3,152
Construction and land		1,360		—		57		1,417
Multi-family residential		173		—		—		173
Commercial and industrial		1,977		33		—		2,010
Consumer		571		—		—		571

Total allowance for loan losses	$	9,021	$	153	$	373	$	9,547


	As of December 31, 2015
	Originated Loans
*(dollars in thousands)*	Collectively Evaluated for Impairment		Individually Evaluated for Impairment		Acquired Loans⁽¹⁾		Total
Loans:
One- to four-family first mortgage	$	165,774	$	78	$	205,386	$	371,238
Home equity loans and lines		40,251		—		53,809		94,060
Commercial real estate		285,856		181		119,342		405,379
Construction and land		129,035		—		7,768		136,803
Multi-family residential		14,962		—		28,901		43,863
Commercial and industrial		115,360		707		9,041		125,108
Consumer		45,641		—		2,274		47,915

Total loans	$	796,879	$	966	$	426,521	$	1,224,366

⁽¹⁾	$13.1 million and $20.0 million in acquired loans were accounted for under ASC 310-30 at December 31, 2016 and 2015, respectively.

Schedule of Credit Quality Indicators of Loan Portfolio

Credit quality indicators on the Company’s loan portfolio as of the dates indicated are as follows.


	December 31, 2016
*(dollars in thousands)*	Pass		Special Mention		Substandard		Doubtful		Total
Originated loans:
One- to four-family first mortgage	$	175,045	$	276	$	1,323	$	—	$	176,644
Home equity loans and lines		46,536		331		998		—		47,865
Commercial real estate		311,517		822		9,484		—		321,823
Construction and land		138,000		22		933		—		138,955
Multi-family residential		26,941		—		—		—		26,941
Commercial and industrial		114,962		5,979		10,694		—		131,635
Consumer		40,369		98		360		—		40,827

Total originated loans	$	853,370	$	7,528	$	23,792	$	—	$	884,690


	December 31, 2016
*(dollars in thousands)*	Pass		Special Mention		Substandard		Doubtful		Total
Acquired loans:
One- to four-family first mortgage	$	162,037	$	245	$	2,957	$	—	$	165,239
Home equity loans and lines		40,812		47		97		—		40,956
Commercial real estate		101,546		2,758		1,388		—		105,692
Construction and land		1,537		71		604		—		2,212
Multi-family residential		19,250		—		178		—		19,428
Commercial and industrial		4,843		—		3,332		—		8,175
Consumer		1,401		38		2		—		1,441

Total acquired loans	$	331,426	$	3,159	$	8,558	$	—	$	343,143

Total loans:
One- to four-family first mortgage	$	337,082	$	521	$	4,280	$	—	$	341,883
Home equity loans and lines		87,348		378		1,095		—		88,821
Commercial real estate		413,063		3,580		10,872		—		427,515
Construction and land		139,537		93		1,537		—		141,167
Multi-family residential		46,191		—		178		—		46,369
Commercial and industrial		119,805		5,979		14,026		—		139,810
Consumer		41,770		136		362		—		42,268

Total loans	$	1,184,796	$	10,687	$	32,350	$	—	$	1,227,833


	December 31, 2015
*(dollars in thousands)*	Pass		Special Mention		Substandard		Doubtful		Total
Originated loans:
One- to four-family first mortgage	$	163,835	$	439	$	1,578	$	—	$	165,852
Home equity loans and lines		39,736		394		121		—		40,251
Commercial real estate		282,963		988		2,086		—		286,037
Construction and land		127,929		—		1,106		—		129,035
Multi-family residential		14,962		—		—		—		14,962
Commercial and industrial		113,108		585		2,374		—		116,067
Consumer		45,133		38		470		—		45,641

Total originated loans	$	787,666	$	2,444	$	7,735	$	—	$	797,845

Acquired loans:
One- to four-family first mortgage	$	200,966	$	791	$	3,629	$	—	$	205,386
Home equity loans and lines		53,352		20		437		—		53,809
Commercial real estate		112,802		4,085		2,455		—		119,342
Construction and land		4,573		1,819		1,376		—		7,768
Multi-family residential		27,931		12		958		—		28,901
Commercial and industrial		7,071		1,191		779		—		9,041
Consumer		2,160		51		63		—		2,274

Total acquired loans	$	408,855	$	7,969	$	9,697	$	—	$	426,521


	December 31, 2015
*(dollars in thousands)*	Pass		Special Mention		Substandard		Doubtful		Total
Total:
One- to four-family first mortgage	$	364,801	$	1,230	$	5,207	$	—	$	371,238
Home equity loans and lines		93,088		414		558		—		94,060
Commercial real estate		395,765		5,073		4,541		—		405,379
Construction and land		132,502		1,819		2,482		—		136,803
Multi-family residential		42,893		12		958		—		43,863
Commercial and industrial		120,179		1,776		3,153		—		125,108
Consumer		47,293		89		533		—		47,915

Total loans	$	1,196,521	$	10,413	$	17,432	$	—	$	1,224,366

Schedule of Past Due Loans

Age analysis of past due loans, as of the dates indicated is as follows.


	December 31, 2016
*(dollars in thousands)*	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current Loans		Total Loans
Originated loans:
Real estate loans:
One- to four-family first mortgage	$	651	$	—	$	563	$	1,214	$	175,430	$	176,644
Home equity loans and lines		37		29		—		66		47,799		47,865
Commercial real estate		475		—		587		1,062		320,761		321,823
Construction and land		467		—		12		479		138,476		138,955
Multi-family residential		—		—		—		—		26,941		26,941

Total real estate loans		1,630		29		1,162		2,821		709,407		712,228

Other loans:
Commercial and industrial		656		706		650		2,012		129,623		131,635
Consumer		531		97		192		820		40,007		40,827

Total other loans		1,187		803		842		2,832		169,630		172,462

Total originated loans	$	2,817	$	832	$	2,004	$	5,653	$	879,037	$	884,690


	December 31, 2016
*(dollars in thousands)*	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current Loans		Total Loans
Acquired loans:
Real estate loans:
One- to four-family first mortgage	$	1,471	$	969	$	2,025	$	4,465	$	160,774	$	165,239
Home equity loans and lines		136		27		38		201		40,755		40,956
Commercial real estate		—		—		1,164		1,164		104,528		105,692
Construction and land		21		—		30		51		2,161		2,212
Multi-family residential		19		—		—		19		19,409		19,428

Total real estate loans		1,647		996		3,257		5,900		327,627		333,527

Other loans:
Commercial and industrial		—		—		—		—		8,175		8,175
Consumer		2		8		2		12		1,429		1,441

Total other loans		2		8		2		12		9,604		9,616

Total acquired loans	$	1,649	$	1,004	$	3,259	$	5,912	$	337,231	$	343,143

Total loans:
Real estate loans:
One- to four-family first mortgage	$	2,122	$	969	$	2,588	$	5,679	$	336,204	$	341,883
Home equity loans and lines		173		56		38		267		88,554		88,821
Commercial real estate		475		—		1,751		2,226		425,289		427,515
Construction and land		488		—		42		530		140,637		141,167
Multi-family residential		19		—		—		19		46,350		46,369

Total real estate loans		3,277		1,025		4,419		8,721		1,037,034		1,045,755

Other loans:
Commercial and industrial		656		706		650		2,012		137,798		139,810
Consumer		533		105		194		832		41,436		42,268

Total other loans		1,189		811		844		2,844		179,234		182,078

Total loans	$	4,466	$	1,836	$	5,263	$	11,565	$	1,216,268	$	1,227,833


	December 31, 2015
*(dollars in thousands)*	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current Loans		Total Loans
Originated loans:
Real estate loans:
One- to four-family first mortgage	$	1,059	$	435	$	890	$	2,384	$	163,468	$	165,852
Home equity loans and lines		87		—		121		208		40,043		40,251
Commercial real estate		438		—		602		1,040		284,997		286,037
Construction and land		1,232		—		87		1,319		127,716		129,035
Multi-family residential		—		—		—		—		14,962		14,962

Total real estate loans		2,816		435		1,700		4,951		631,186		636,137

Other loans:
Commercial and industrial		411		15		707		1,133		114,934		116,067
Consumer		533		277		358		1,168		44,473		45,641

Total other loans		944		292		1,065		2,301		159,407		161,708

Total originated loans	$	3,760	$	727	$	2,765	$	7,252	$	790,593	$	797,845


	December 31, 2015
*(dollars in thousands)*	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current Loans		Total Loans
Acquired loans:
Real estate loans:
One- to four-family first mortgage	$	1,976	$	885	$	2,582	$	5,443	$	199,943	$	205,386
Home equity loans and lines		327		40		317		684		53,125		53,809
Commercial real estate		140		6		1,441		1,587		117,755		119,342
Construction and land		592		7		48		647		7,121		7,768
Multi-family residential		—		14		12		26		28,875		28,901

Total real estate loans		3,035		952		4,400		8,387		406,819		415,206

Other loans:
Commercial and industrial		14		7		429		450		8,591		9,041
Consumer		64		4		48		116		2,158		2,274

Total other loans		78		11		477		566		10,749		11,315

Total acquired loans	$	3,113	$	963	$	4,877	$	8,953	$	417,568	$	426,521

Total loans:
Real estate loans:
One- to four-family first mortgage	$	3,035	$	1,320	$	3,472	$	7,827	$	363,411	$	371,238
Home equity loans and lines		414		40		438		892		93,168		94,060
Commercial real estate		578		6		2,043		2,627		402,752		405,379
Construction and land		1,824		7		135		1,966		134,837		136,803
Multi-family residential		—		14		12		26		43,837		43,863

Total real estate loans		5,851		1,387		6,100		13,338		1,038,005		1,051,343

Other loans:
Commercial and industrial		425		22		1,136		1,583		123,525		125,108
Consumer		597		281		406		1,284		46,631		47,915

Total other loans		1,022		303		1,542		2,867		170,156		173,023

Total loans	$	6,873	$	1,690	$	7,642	$	16,205	$	1,208,161	$	1,224,366

Summary of Information Pertaining to Impaired Loans Excluding Acquired Loans

The following is a summary of information pertaining to the Company’s impaired loans, excluding acquired loans, as of the dates indicated.


	For the Year Ended December 31, 2016
*(dollars in thousands)*	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
One- to four-family first mortgage	$	—	$	—	$	—	$	—	$	—
Home equity loans and lines		—		—		—		—		—
Commercial real estate		—		—		—		—		—
Construction and land		—		—		—		—		—
Multi-family residential		—		—		—		—		—
Commercial and industrial		3,144		3,178		—		262		166
Consumer		—		—		—		—		—

Total	$	3,144	$	3,178	$	—	$	262	$	166

With an allowance recorded:
One- to four-family first mortgage	$	252	$	260	$	39	$	93	$	13
Home equity loans and lines		—		—		—		—		—
Commercial real estate		462		483		19		423		14
Construction and land		—		—		—		—		—
Multi-family residential		—		—		—		—		—
Commercial and industrial		1,700		1,737		737		1,635		87
Consumer		—		—		—		—		—

Total	$	2,414	$	2,480	$	795	$	2,151	$	114

Total impaired loans:
One- to four-family first mortgage	$	252	$	260	$	39	$	93	$	13
Home equity loans and lines		—		—		—		—		—
Commercial real estate		462		483		19		423		14
Construction and land		—		—		—		—		—
Multi-family residential		—		—		—		—		—
Commercial and industrial		4,844		4,914		737		1,897		253
Consumer		—		—		—		—		—

Total	$	5,558	$	5,658	$	795	$	2,413	$	280


	For the Year Ended December 31, 2015
*(dollars in thousands)*	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
One- to four-family first mortgage	$	—	$	—	$	—	$	72	$	—
Home equity loans and lines		—		—		—		—		—
Commercial real estate		—		—		—		—		—
Construction and land		—		—		—		—		—
Multi-family residential		—		—		—		—		—
Commercial and industrial		—		—		—		213		—
Consumer		—		—		—		—		—

Total	$	—	$	—	$	—	$	285	$	—

With an allowance recorded:
One- to four-family first mortgage	$	78	$	78	$	34	$	6	$	5
Home equity loans and lines		—		—		—		—		—
Commercial real estate		181		181		86		461		11
Construction and land		—		—		—		—		—
Multi-family residential		—		—		—		—		—
Commercial and industrial		707		707		33		729		39
Consumer		—		—		—		—		—

Total	$	966	$	966	$	153	$	1,196	$	55


	For the Year Ended December 31, 2015
*(dollars in thousands)*	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Total impaired loans:
One- to four-family first mortgage	$	78	$	78	$	34	$	78	$	5
Home equity loans and lines		—		—		—		—		—
Commercial real estate		181		181		86		461		11
Construction and land		—		—		—		—		—
Multi-family residential		—		—		—		—		—
Commercial and industrial		707		707		33		942		39
Consumer		—		—		—		—		—

Total	$	966	$	966	$	153	$	1,481	$	55

Summary of Information Pertaining to Nonaccrual Noncovered Loans

A summary of information pertaining to the Company’s nonaccrual loans as of December 31, 2016 and 2015 is as follows.


	December 31, 2016						December 31, 2015
*(dollars in thousands)*	Originated		Acquired⁽¹⁾		Total		Originated		Acquired⁽¹⁾		Total
Nonaccrual loans:
One- to four-family first mortgage	$	891	$	833	$	1,724	$	928	$	530	$	1,458
Home equity loans and lines		998		90		1,088		121		139		260
Commercial real estate		1,799		164		1,963		1,671		1,014		2,685
Construction and land		12		63		75		87		68		155
Multi-family residential		—		—		—		—		763		763
Commercial and industrial		8,230		312		8,542		2,374		84		2,458
Consumer		360		1		361		470		6		476

Total	$	12,290	$	1,463	$	13,753	$	5,651	$	2,604	$	8,255

⁽¹⁾

Table excludes acquired loans which were being accounted for under ASC 310-30 because they continue to earn interest from accretable yield regardless of their status as past due or otherwise not in compliance with their contractual terms. Acquired loans with deteriorated credit quality, which were being accounting for under ASC 310-30 and which were 90 days or more past due totaled $2.7 million and $4.0 million as of December 31, 2015 and 2014, respectively.

Information about the Company's TDRs

Information about the Company’s TDRs is presented in the following tables.


	As of December 31, 2016
*(dollars in thousands)*	Current		Past Due Greater Than 30 Days		Nonaccrual TDRs		Total TDRs
Originated loans:
Real estate loans:
One- to four-family first mortgage	$	276	$	—	$	327	$	603
Home equity loans and lines		331		—		988		1,319
Commercial real estate		102		—		1,717		1,819
Construction and land		562		—		—		562
Multi-family residential		—		—		—		—

Total real estate loans		1,271		—		3,032		4,303

Other loans:
Commercial and industrial		—		—		6,775		6,775
Consumer		—		—		168		168

Total other loans		—		—		6,943		6,943

Total loans	$	1,271	$	—	$	9,975	$	11,246


	As of December 31, 2016
*(dollars in thousands)*	Current		Past Due Greater Than 30 Days		Nonaccrual TDRs		Total TDRs
Acquired loans:
Real estate loans:
One- to four-family first mortgage	$	292	$	86	$	60	$	438
Home equity loans and lines		—		—		62		62
Commercial real estate		288		860		—		1,148
Construction and land		—		—		—		—
Multi-family residential		—		—		—		—

Total real estate loans		580		946		122		1,648

Other loans:
Commercial and industrial		1,853		—		313		2,166
Consumer		—		—		—		—

Total other loans		1,853		—		313		2,166

Total loans	$	2,433	$	946	$	435	$	3,814

Total loans:
Real estate loans:
One- to four-family first mortgage	$	568	$	86	$	387	$	1,041
Home equity loans and lines		331		—		1,050		1,381
Commercial real estate		390		860		1,717		2,967
Construction and land		562		—		—		562
Multi-family residential		—		—		—		—

Total real estate loans		1,851		946		3,154		5,951

Other loans:
Commercial and industrial		1,853		—		7,088		8,941
Consumer		—		—		168		168

Total other loans		1,853		—		7,256		9,109

Total loans	$	3,704	$	946	$	10,410	$	15,060


	As of December 31, 2015
*(dollars in thousands)*	Current		Past Due Greater Than 30 Days		Nonaccrual TDRs		Total TDRs
Originated loans:
Real estate loans:
One- to four-family first mortgage	$	281	$	—	$	38	$	319
Home equity loans and lines		383		—		3		386
Commercial real estate		107		—		1,069		1,176
Construction and land		—		—		87		87
Multi-family residential		—		—		—		—

Total real estate loans		771		—		1,197		1,968

Other loans:
Commercial and industrial		—		—		2,374		2,374
Consumer		27		—		142		169

Total other loans		27		—		2,516		2,543

Total loans	$	798	$	—	$	3,713	$	4,511


	As of December 31, 2015
*(dollars in thousands)*	Current		Past Due Greater Than 30 Days		Nonaccrual TDRs		Total TDRs
Acquired loans:
Real estate loans:
One- to four-family first mortgage	$	419	$	73	$	15	$	507
Home equity loans and lines		—		—		—		—
Commercial real estate		—		—		1,192		1,192
Construction and land		—		—		52		52
Multi-family residential		—		—		—		—

Total real estate loans		419		73		1,259		1,751

Other loans:
Commercial and industrial		—		—		—		—
Consumer		—		—		—		—

Total other loans		—		—		—		—

Total loans	$	419	$	73	$	1,259	$	1,751

Total loans:
Real estate loans:
One- to four-family first mortgage	$	700	$	73	$	53	$	826
Home equity loans and lines		383		—		3		386
Commercial real estate		107		—		2,261		2,368
Construction and land		—		—		139		139
Multi-family residential		—		—		—		—

Total real estate loans		1,190		73		2,456		3,719
Other loans:
Commercial and industrial		—		—		2,374		2,374
Consumer		27		—		142		169

Total other loans		27		—		2,516		2,543

Total loans	$	1,217	$	73	$	4,972	$	6,262

Summary of Information Pertaining to Loans Modified

A summary of information pertaining to loans modified as of the periods indicated is as follows.


	For the Years Ended
	2016						2015
*(dollars in thousands)*	Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Troubled debt restructurings:
One- to four-family first mortgage		8	$	1,113	$	656		1	$	39	$	38
Home equity loans and lines		7		1,062		1,049		2		386		385
Commercial real estate		4		924		856		4		1,464		1,385
Construction and land		2		702		562		—		—		—
Multi-family residential		—		—		—		—		—		—
Commercial and industrial		20		8,512		8,154		14		1,684		1,668
Other consumer		1		50		36		4		185		169

Total		42	$	12,363	$	11,313		25	$	3,758	$	3,645