Receivables [Abstract] | Period [Axis] |
---|
2016-01-01 - 2016-12-31 |
---|
Receivables [Abstract] | |
Changes In Allowance For Loan Losses | Changes in the allowance for loan losses for the years December 31, 2016, 2015 and 2014 were as follows: | | | | | | | | | | | | | | December 31, | | 2016 | | 2015 | | 2014 | | | | (in thousands) | | | Balance, beginning | $ | 4,959 |
| | $ | 5,080 |
| | $ | 5,488 |
| (Recovery of) provision for loan losses | (188 | ) | | (227 | ) | | 350 |
| Recoveries added to the allowance | 341 |
| | 562 |
| | 725 |
| Loan losses charged to the allowance | (607 | ) | | (456 | ) | | (1,483 | ) | Balance, ending | $ | 4,505 |
| | $ | 4,959 |
| | $ | 5,080 |
|
|
Nonaccrual And Past Due Loans By Class | Nonaccrual and past due loans by class at December 31, 2016 and December 31, 2015 were as follows: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2016 | | (in thousands) | | 30 - 59 Days Past Due | | 60 - 89 Days Past Due | | 90 or More Days Past Due | | Total Past Due | | Current | | Total Loans | | 90 or More Days Past Due Still Accruing | | Nonaccrual Loans | Commercial - Non Real Estate: | | | | | | | | | | | | | | | | Commercial & Industrial | $ | 69 |
| | $ | 49 |
| | $ | — |
| | $ | 118 |
| | $ | 30,223 |
| | $ | 30,341 |
| | $ | — |
| | $ | 278 |
| Commercial Real Estate: | | | | | | | | | | | | | | | | Owner Occupied | 150 |
| | 384 |
| | — |
| | 534 |
| | 114,820 |
| | 115,354 |
| | — |
| | 431 |
| Non-owner occupied | — |
| | 54 |
| | 135 |
| | 189 |
| | 92,982 |
| | 93,171 |
| | — |
| | 1,066 |
| Construction and Farmland: | | | | | | | | | | | | | | | | Residential | 50 |
| | — |
| | — |
| | 50 |
| | 4,627 |
| | 4,677 |
| | — |
| | — |
| Commercial | 499 |
| | — |
| | — |
| | 499 |
| | 26,615 |
| | 27,114 |
| | — |
| | — |
| Consumer: | | | | | | | | | | | | | | | | Installment | 23 |
| | 2 |
| | 11 |
| | 36 |
| | 12,641 |
| | 12,677 |
| | 8 |
| | 8 |
| Residential: | | | | | | | | | | | | | | | | Equity Lines | 66 |
| | — |
| | — |
| | 66 |
| | 31,240 |
| | 31,306 |
| | — |
| | 132 |
| Single family | 444 |
| | 51 |
| | 166 |
| | 661 |
| | 195,999 |
| | 196,660 |
| | — |
| | 5,076 |
| Multifamily | — |
| | — |
| | — |
| | — |
| | 3,566 |
| | 3,566 |
| | — |
| | — |
| All Other Loans | — |
| | — |
| | — |
| | — |
| | 2,076 |
| | 2,076 |
| | — |
| | — |
| Total | $ | 1,301 |
| | $ | 540 |
| | $ | 312 |
| | $ | 2,153 |
| | $ | 514,789 |
| | $ | 516,942 |
| | $ | 8 |
| | $ | 6,991 |
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2015 | | (in thousands) | | 30 - 59 Days Past Due | | 60 - 89 Days Past Due | | 90 or More Days Past Due | | Total Past Due | | Current | | Total Loans | | 90 or More Past Due Still Accruing | | Nonaccrual Loans | Commercial - Non Real Estate: | | | | | | | | | | | | | | | | Commercial & Industrial | $ | 1 |
| | $ | — |
| | $ | — |
| | $ | 1 |
| | $ | 29,365 |
| | $ | 29,366 |
| | $ | — |
| | $ | 475 |
| Commercial Real Estate: | | | | | | | | | | | | | | | | Owner Occupied | 623 |
| | 142 |
| | — |
| | 765 |
| | 108,942 |
| | 109,707 |
| | — |
| | 1,614 |
| Non-owner occupied | — |
| | 55 |
| | 746 |
| | 801 |
| | 64,664 |
| | 65,465 |
| | — |
| | 948 |
| Construction and Farmland: | | | | | | | | | | | | | | | | Residential | 50 |
| | — |
| | — |
| | 50 |
| | 8,509 |
| | 8,559 |
| | — |
| | — |
| Commercial | 356 |
| | 72 |
| | — |
| | 428 |
| | 32,582 |
| | 33,010 |
| | — |
| | 310 |
| Consumer: | | | | | | | | | | | | | | | | Installment | 43 |
| | 3 |
| | — |
| | 46 |
| | 13,484 |
| | 13,530 |
| | — |
| | — |
| Residential: | | | | | | | | | | | | | | | | Equity Lines | 175 |
| | — |
| | — |
| | 175 |
| | 34,246 |
| | 34,421 |
| | — |
| | 276 |
| Single family | 2,123 |
| | 209 |
| | 1,296 |
| | 3,628 |
| | 191,602 |
| | 195,230 |
| | 307 |
| | 1,662 |
| Multifamily | — |
| | — |
| | — |
| | — |
| | 3,975 |
| | 3,975 |
| | — |
| | — |
| All Other Loans | — |
| | — |
| | — |
| | — |
| | 2,310 |
| | 2,310 |
| | — |
| | — |
| Total | $ | 3,371 |
| | $ | 481 |
| | $ | 2,042 |
| | $ | 5,894 |
| | $ | 489,679 |
| | $ | 495,573 |
| | $ | 307 |
| | $ | 5,285 |
|
|
Allowance For Loan Losses By Segment | Allowance for loan losses by segment at December 31, 2016, December 31, 2015 and December 31, 2014 were as follows: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | As of and for the Twelve Months Ended | | December 31, 2016 | | (in thousands) | | Construction and Farmland | | Residential Real Estate | | Commercial Real Estate | | Commercial | | Consumer | | All Other Loans | | Unallocated | | Total | Allowance for credit losses: | | | | | | | | | | | | | | | | Beginning Balance | $ | 775 |
| | $ | 2,322 |
| | $ | 1,268 |
| | $ | 211 |
| | $ | 109 |
| | $ | 53 |
| | $ | 221 |
| | $ | 4,959 |
| Charge-Offs | — |
| | (535 | ) | | — |
| | — |
| | (30 | ) | | (42 | ) | | — |
| | (607 | ) | Recoveries | 144 |
| | 124 |
| | 8 |
| | 11 |
| | 49 |
| | 5 |
| | — |
| | 341 |
| Provision (recovery) | (469 | ) | | 81 |
| | 246 |
| | 13 |
| | (59 | ) | | 6 |
| | (6 | ) | | (188 | ) | Ending balance | $ | 450 |
| | $ | 1,992 |
| | $ | 1,522 |
| | $ | 235 |
| | $ | 69 |
| | $ | 22 |
| | $ | 215 |
| | $ | 4,505 |
| Ending balance: Individually evaluated for impairment | $ | — |
| | $ | 268 |
| | $ | 102 |
| | $ | 15 |
| | $ | — |
| | $ | — |
| | $ | — |
| | $ | 385 |
| Ending balance: collectively evaluated for impairment | $ | 450 |
| | $ | 1,724 |
| | $ | 1,420 |
| | $ | 220 |
| | $ | 69 |
| | $ | 22 |
| | $ | 215 |
| | $ | 4,120 |
| Loans: | | | | | | | | | | | | | | | | Ending balance | $ | 31,791 |
| | $ | 231,532 |
| | $ | 208,525 |
| | $ | 30,341 |
| | $ | 12,677 |
| | $ | 2,076 |
| | $ | — |
| | $ | 516,942 |
| Ending balance individually evaluated for impairment | $ | 1,320 |
| | $ | 8,608 |
| | $ | 2,864 |
| | $ | 581 |
| | $ | 7 |
| | $ | — |
| | $ | — |
| | $ | 13,380 |
| Ending balance collectively evaluated for impairment | $ | 30,471 |
| | $ | 222,924 |
| | $ | 205,661 |
| | $ | 29,760 |
| | $ | 12,670 |
| | $ | 2,076 |
| | $ | — |
| | $ | 503,562 |
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | As of and for the Twelve Months Ended | | December 31, 2015 | | (in thousands) | | Construction and Farmland | | Residential Real Estate | | Commercial Real Estate | | Commercial | | Consumer | | All Other Loans | | Unallocated | | Total | Allowance for credit losses: | | | | | | | | | | | | | | | | Beginning Balance | $ | 951 |
| | $ | 1,977 |
| | $ | 1,347 |
| | $ | 464 |
| | $ | 103 |
| | $ | 42 |
| | $ | 196 |
| | $ | 5,080 |
| Charge-Offs | (166 | ) | | (152 | ) | | (47 | ) | | — |
| | (66 | ) | | (25 | ) | | — |
| | (456 | ) | Recoveries | 75 |
| | 142 |
| | 115 |
| | 181 |
| | 33 |
| | 16 |
| | — |
| | 562 |
| Provision (recovery) | (85 | ) | | 355 |
| | (147 | ) | | (434 | ) | | 39 |
| | 20 |
| | 25 |
| | (227 | ) | Ending balance | $ | 775 |
| | $ | 2,322 |
| | $ | 1,268 |
| | $ | 211 |
| | $ | 109 |
| | $ | 53 |
| | $ | 221 |
| | $ | 4,959 |
| Ending balance: Individually evaluated for impairment | $ | 10 |
| | $ | 423 |
| | $ | 141 |
| | $ | 2 |
| | $ | — |
| | $ | — |
| | $ | — |
| | $ | 576 |
| Ending balance: collectively evaluated for impairment | $ | 765 |
| | $ | 1,899 |
| | $ | 1,127 |
| | $ | 209 |
| | $ | 109 |
| | $ | 53 |
| | $ | 221 |
| | $ | 4,383 |
| Loans: | | | | | | | | | | | | | | | | Ending balance | $ | 41,569 |
| | $ | 233,626 |
| | $ | 175,172 |
| | $ | 29,366 |
| | $ | 13,530 |
| | $ | 2,310 |
| | $ | — |
| | $ | 495,573 |
| Ending balance individually evaluated for impairment | $ | 1,392 |
| | $ | 7,209 |
| | $ | 4,555 |
| | $ | 847 |
| | $ | — |
| | $ | — |
| | $ | — |
| | $ | 14,003 |
| Ending balance collectively evaluated for impairment | $ | 40,177 |
| | $ | 226,417 |
| | $ | 170,617 |
| | $ | 28,519 |
| | $ | 13,530 |
| | $ | 2,310 |
| | $ | — |
| | $ | 481,570 |
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | As of and for the Twelve Months Ended | | December 31, 2014 | | (in thousands) | | Construction and Farmland | | Residential Real Estate | | Commercial Real Estate | | Commercial | | Consumer | | All Other Loans | | Unallocated | | Total | Allowance for credit losses: | | | | | | | | | | | | | | | | Beginning Balance | $ | 1,032 |
| | $ | 2,225 |
| | $ | 1,337 |
| | $ | 555 |
| | $ | 102 |
| | $ | 82 |
| | $ | 155 |
| | $ | 5,488 |
| Charge-Offs | (482 | ) | | (808 | ) | | (83 | ) | | — |
| | (86 | ) | | (24 | ) | | — |
| | (1,483 | ) | Recoveries | 26 |
| | 63 |
| | 381 |
| | 164 |
| | 87 |
| | 4 |
| | — |
| | 725 |
| Provision (recovery) | 375 |
| | 497 |
| | (288 | ) | | (255 | ) | | — |
| | (20 | ) | | 41 |
| | 350 |
| Ending balance | $ | 951 |
| | $ | 1,977 |
| | $ | 1,347 |
| | $ | 464 |
| | $ | 103 |
| | $ | 42 |
| | $ | 196 |
| | $ | 5,080 |
| Ending balance: Individually evaluated for impairment | $ | 93 |
| | $ | 303 |
| | $ | 203 |
| | $ | 44 |
| | $ | — |
| | $ | — |
| | $ | — |
| | $ | 643 |
| Ending balance: collectively evaluated for impairment | $ | 858 |
| | $ | 1,674 |
| | $ | 1,144 |
| | $ | 420 |
| | $ | 103 |
| | $ | 42 |
| | $ | 196 |
| | $ | 4,437 |
| Loans: | | | | | | | | | | | | | | | | Ending balance | $ | 36,489 |
| | $ | 227,710 |
| | $ | 161,299 |
| | $ | 28,132 |
| | $ | 13,874 |
| | $ | 2,316 |
| | $ | — |
| | $ | 469,820 |
| Ending balance individually evaluated for impairment | $ | 2,665 |
| | $ | 6,550 |
| | $ | 5,716 |
| | $ | 2,106 |
| | $ | — |
| | $ | — |
| | $ | — |
| | $ | 17,037 |
| Ending balance collectively evaluated for impairment | $ | 33,824 |
| | $ | 221,160 |
| | $ | 155,583 |
| | $ | 26,026 |
| | $ | 13,874 |
| | $ | 2,316 |
| | $ | — |
| | $ | 452,783 |
|
|
Effect On Loan Loss Provision, Changes In Methodology |
The following table represents the effect on the loan loss provision for the year ended December 31, 2015 as a result of the change in allowance methodology from that used in prior periods. No similar changes to the methodology were made in the current period.
| | | | | | | | | | | | | | (in thousands) | | Calculated Provision Based on Current Methodology | | Calculation Provision Based on Prior Methodology | | Difference | Portfolio Segment: | | | | | | | Construction and Farmland | | $ | (85 | ) | | $ | (118 | ) | | $ | 33 |
| Residential Real Estate | | 355 |
| | 173 |
| | 182 |
| Commercial Real Estate | | (147 | ) | | (280 | ) | | 133 |
| Commercial | | (434 | ) | | (457 | ) | | 23 |
| Consumer | | 39 |
| | 28 |
| | 11 |
| All Other Loans | | 20 |
| | 19 |
| | 1 |
| Total, excluding unallocated | | $ | (252 | ) | | $ | (635 | ) | | $ | 383 |
| | | | | | | |
|
Impaired Loans By Class | Impaired loans by class at December 31, 2016 and December 31, 2015 were as follows: | | | | | | | | | | | | | | | | | | | | | | As of and for the Year Ended | | December 31, 2016 | | (in thousands) | | Unpaid Principal Balance | | Recorded Investment (1) | | Related Allowance | | Average Recorded Investment | | Interest Income Recognized | With no related allowance: | | | | | | | | | | Commercial - Non Real Estate: | | | | | | | | | | Commercial & Industrial | $ | 311 |
| | $ | 299 |
| | $ | — |
| | $ | 356 |
| | $ | 21 |
| Commercial Real Estate: | | | | | | | | | | Owner Occupied | 869 |
| | 772 |
| | — |
| | 778 |
| | 15 |
| Non-owner occupied | 1,298 |
| | 1,066 |
| | — |
| | 1,137 |
| | 13 |
| Construction and Farmland: | | | | | | | | | | Residential | — |
| | — |
| | — |
| | — |
| | — |
| Commercial | 1,320 |
| | 1,324 |
| | — |
| | 1,358 |
| | 75 |
| Consumer: | | | | | | | | | | Installment | 8 |
| | 8 |
| | — |
| | 9 |
| | — |
| Residential: | | | | | | | | | | Equity lines | 17 |
| | 17 |
| | — |
| | 18 |
| | — |
| Single family | 7,072 |
| | 6,849 |
| | — |
| | 6,930 |
| | 170 |
| Multifamily | — |
| | — |
| | — |
| | — |
| | — |
| Other Loans | — |
| | — |
| | — |
| | — |
| | — |
| | $ | 10,895 |
| | $ | 10,335 |
| | $ | — |
| | $ | 10,586 |
| | $ | 294 |
| With an allowance recorded: | | | | | | | | | | Commercial - Non Real Estate: | | | | | | | | | | Commercial & Industrial | $ | 283 |
| | $ | 283 |
| | $ | 15 |
| | $ | 298 |
| | $ | 14 |
| Commercial Real Estate: | | | | | | | | | | Owner Occupied | 203 |
| | 203 |
| | 37 |
| | 205 |
| | 10 |
| Non-owner occupied | 824 |
| | 826 |
| | 65 |
| | 834 |
| | 37 |
| Construction and Farmland: | | | | | | | | | | Residential | — |
| | — |
| | — |
| | — |
| | — |
| Commercial | — |
| | — |
| | — |
| | — |
| | — |
| Residential: | | | | | | | | | | Equity lines | 458 |
| | 115 |
| | 56 |
| | 120 |
| | — |
| Single family | 1,678 |
| | 1,638 |
| | 212 |
| | 1,676 |
| | 60 |
| Multifamily | — |
| | — |
| | — |
| | — |
| | — |
| Other Loans | — |
| | — |
| | — |
| | — |
| | — |
| | $ | 3,446 |
| | $ | 3,065 |
| | $ | 385 |
| | $ | 3,133 |
| | $ | 121 |
| Total: | | | | | | | | | | Commercial | $ | 594 |
| | $ | 582 |
| | $ | 15 |
| | $ | 654 |
| | $ | 35 |
| Commercial Real Estate | 3,194 |
| | 2,867 |
| | 102 |
| | 2,954 |
| | 75 |
| Construction and Farmland | 1,320 |
| | 1,324 |
| | — |
| | 1,358 |
| | 75 |
| Consumer | 8 |
| | 8 |
| | — |
| | 9 |
| | — |
| Residential | 9,225 |
| | 8,619 |
| | 268 |
| | 8,744 |
| | 230 |
| Other | — |
| | — |
| | — |
| | — |
| | — |
| Total | $ | 14,341 |
| | $ | 13,400 |
| | $ | 385 |
| | $ | 13,719 |
| | $ | 415 |
|
(1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, and any partial charge-offs.
| | | | | | | | | | | | | | | | | | | | | | As of and for the Year Ended | | December 31, 2015 | | (in thousands) | | Unpaid Principal Balance | | Recorded Investment (1) | | Related Allowance | | Average Recorded Investment | | Interest Income Recognized | With no related allowance: | | | | | | | | | | Commercial - Non Real Estate: | | | | | | | | | | Commercial & Industrial | $ | 747 |
| | $ | 534 |
| | $ | — |
| | $ | 749 |
| | $ | 18 |
| Commercial Real Estate: | | | | | | | | | | Owner Occupied | 2,146 |
| | 1,964 |
| | — |
| | 1,999 |
| | 19 |
| Non-owner occupied | 1,174 |
| | 1,093 |
| | — |
| | 1,108 |
| | 15 |
| Construction and Farmland: | | | | | | | | | | Residential | — |
| | — |
| | — |
| | — |
| | — |
| Commercial | 337 |
| | 310 |
| | — |
| | 325 |
| | — |
| Residential: | | | | | | | | | | Equity lines | 149 |
| | 145 |
| | — |
| | 145 |
| | 5 |
| Single family | 4,407 |
| | 4,288 |
| | — |
| | 4,245 |
| | 126 |
| Multifamily | — |
| | — |
| | — |
| | — |
| | — |
| Other Loans | — |
| | — |
| | — |
| | — |
| | — |
| | $ | 8,960 |
| | $ | 8,334 |
| | $ | — |
| | $ | 8,571 |
| | $ | 183 |
| With an allowance recorded: | | | | | | | | | | Commercial - Non Real Estate: | | | | | | | | | | Commercial & Industrial | $ | 313 |
| | $ | 313 |
| | $ | 2 |
| | $ | 328 |
| | $ | 15 |
| Commercial Real Estate: | | | | | | | | | | Owner Occupied | 207 |
| | 208 |
| | 39 |
| | 210 |
| | 10 |
| Non-owner occupied | 1,291 |
| | 1,295 |
| | 102 |
| | 1,311 |
| | 69 |
| Construction and Farmland: | | | | | | | | | | Residential | — |
| | — |
| | — |
| | — |
| | — |
| Commercial | 1,081 |
| | 1,085 |
| | 10 |
| | 1,109 |
| | 48 |
| Residential: | | | | | | | | | | Equity lines | 551 |
| | 216 |
| | 86 |
| | 221 |
| | 3 |
| Single family | 2,596 |
| | 2,575 |
| | 337 |
| | 2,600 |
| | 76 |
| Multifamily | — |
| | — |
| | — |
| | — |
| | — |
| Other Loans | — |
| | — |
| | — |
| | — |
| | — |
| | $ | 6,039 |
| | $ | 5,692 |
| | $ | 576 |
| | $ | 5,779 |
| | $ | 221 |
| Total: | | | | | | | | | | Commercial | $ | 1,060 |
| | $ | 847 |
| | $ | 2 |
| | $ | 1,077 |
| | $ | 33 |
| Commercial Real Estate | 4,818 |
| | 4,560 |
| | 141 |
| | 4,628 |
| | 113 |
| Construction and Farmland | 1,418 |
| | 1,395 |
| | 10 |
| | 1,434 |
| | 48 |
| Residential | 7,703 |
| | 7,224 |
| | 423 |
| | 7,211 |
| | 210 |
| Other | — |
| | — |
| | — |
| | — |
| | — |
| Total | $ | 14,999 |
| | $ | 14,026 |
| | $ | 576 |
| | $ | 14,350 |
| | $ | 404 |
|
|
Credit Quality Information By Class | Credit quality information by class at December 31, 2016 and December 31, 2015 was as follows: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | As of | | December 31, 2016 | | (in thousands) | INTERNAL RISK RATING GRADES | Pass | | Pass Monitored | | Special Mention | | Substandard | | Doubtful | | Loss | | Total | Commercial - Non Real Estate: | | | | | | | | | | | | | | Commercial & Industrial | $ | 25,951 |
| | $ | 3,858 |
| | $ | 170 |
| | $ | 362 |
| | $ | — |
| | $ | — |
| | $ | 30,341 |
| Commercial Real Estate: | | | | | | | | | | | | | | Owner Occupied | 99,365 |
| | 13,050 |
| | 1,766 |
| | 742 |
| | 431 |
| | — |
| | 115,354 |
| Non-owner occupied | 60,259 |
| | 30,515 |
| | 891 |
| | 1,506 |
| | — |
| | — |
| | 93,171 |
| Construction and Farmland: | | | | | | | | | | | | | | Residential | 4,627 |
| | 50 |
| | — |
| | — |
| | — |
| | — |
| | 4,677 |
| Commercial | 21,105 |
| | 5,349 |
| | 314 |
| | 346 |
| | — |
| | — |
| | 27,114 |
| Residential: | | | | | | | | | | | | | | Equity Lines | 30,791 |
| | 382 |
| | — |
| | 17 |
| | 116 |
| | — |
| | 31,306 |
| Single family | 182,404 |
| | 6,850 |
| | 724 |
| | 6,533 |
| | 149 |
| | — |
| | 196,660 |
| Multifamily | 3,032 |
| | 534 |
| | — |
| | — |
| | — |
| | — |
| | 3,566 |
| All other loans | 2,076 |
| | — |
| | — |
| | — |
| | — |
| | — |
| | 2,076 |
| Total | $ | 429,610 |
| | $ | 60,588 |
| | $ | 3,865 |
| | $ | 9,506 |
| | $ | 696 |
| | $ | — |
| | $ | 504,265 |
|
| | | | | | | | | | Performing | | Nonperforming | Consumer Credit Exposure by Payment Activity | $ | 12,641 |
| | $ | 36 |
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | As of | | December 31, 2015 | | (in thousands) | INTERNAL RISK RATING GRADES | Pass | | Pass Monitored | | Special Mention | | Substandard | | Doubtful | | Loss | | Total | Commercial - Non Real Estate: | | | | | | | | | | | | | | Commercial & Industrial | $ | 25,375 |
| | $ | 3,175 |
| | $ | 335 |
| | $ | 364 |
| | $ | 117 |
| | $ | — |
| | $ | 29,366 |
| Commercial Real Estate: | | | | | | | | | | | | | | Owner Occupied | 90,230 |
| | 12,553 |
| | 4,521 |
| | 1,416 |
| | 987 |
| | — |
| | 109,707 |
| Non-owner occupied | 42,988 |
| | 21,072 |
| | — |
| | 1,405 |
| | — |
| | — |
| | 65,465 |
| Construction and Farmland: | | | | | | | | | | | | | | Residential | 8,559 |
| | — |
| | — |
| | — |
| | — |
| | — |
| | 8,559 |
| Commercial | 20,391 |
| | 10,886 |
| | 1,395 |
| | 338 |
| | — |
| | — |
| | 33,010 |
| Residential: | | | | | | | | | | | | | | Equity Lines | 30,267 |
| | 3,878 |
| | — |
| | 145 |
| | 131 |
| | — |
| | 34,421 |
| Single family | 170,168 |
| | 19,086 |
| | 950 |
| | 4,600 |
| | 426 |
| | — |
| | 195,230 |
| Multifamily | 3,975 |
| | — |
| | — |
| | — |
| | — |
| | — |
| | 3,975 |
| All other loans | 2,265 |
| | 45 |
| | — |
| | — |
| | — |
| | — |
| | 2,310 |
| Total | $ | 394,218 |
| | $ | 70,695 |
| | $ | 7,201 |
| | $ | 8,268 |
| | $ | 1,661 |
| | $ | — |
| | $ | 482,043 |
|
| | | | | | | | | | Performing | | Nonperforming | Consumer Credit Exposure by Payment Activity | $ | 13,484 |
| | $ | 46 |
|
|