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      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/calculationLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-cal-DebtCNB.xml' xlink:title='NC: Schedule: Long-Term Debt, by Current and Noncurrent Portion' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/calculationLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-cal-LongTermDebtMaturitiesSchedule.xml' xlink:title='ND: Schedule: Long-Term Debt, by Maturity' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/calculationLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-cal-OtherLiabilitiesDetails.xml' xlink:title='NF: Schedule: Other Liabilities, by Current and Noncurrent Portion' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/calculationLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-cal-IncomeTaxesDetails.xml' xlink:title='NG: Schedule: Income Tax Expense (Benefit), by Component' />

      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/calculationLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-cal-BusinessSegmentsSchedule_IS.xml' xlink:title='OB: Schedule: Business Segments, by Segment' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/calculationLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-cal-BusinessSegmentsSchedule_BS.xml' xlink:title='OB: Schedule: Business Segments, by Segment' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/calculationLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-cal-BusinessSegmentsSchedule_OT.xml' xlink:title='OB: Schedule: Business Segments, by Segment' />


      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/calculationLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-cal-DirectorCompensationSchedule.xml' xlink:title='OE: Schedule: Director Compensation, by Director' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-FinancialHighlightsSchedule.xml' xlink:title='AA: Statement: Financial Highlights' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-BalanceSheetSchedule.xml' xlink:title='BA: Statement: Balance Sheet' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-ClassesOfPreferredStockSchedule.xml' xlink:title='BB: Statement: Balance Sheet, Classes of Preferred Stock' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-ClassesOfCommonStockSchedule.xml' xlink:title='BC: Statement: Balance Sheet, Classes of Common Stock' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-StatementOfEquitySchedule2.xml' xlink:title='BF: Schedule: Changes in Equity [Extra]' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-IncomeStatementSchedule.xml' xlink:title='CA: Statement: Income Statement' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-EarningsPerShare.xml' xlink:title='CB: Statement: Income Statement, Earnings Per Share' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-CashFlowDirectSchedule.xml' xlink:title='DA: Statement: Cash Flow Statement, Direct Method' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PriorPeriodAdjustments.xml' xlink:title='FA: Statement: Changes in Equity, Prior Period Adjustments' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-StatementOfEquitySchedule.xml' xlink:title='FB: Statement: Changes in Equity' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-StatementOfEquityPreferredSchedule.xml' xlink:title='FC: Statement: Changes in Equity, Preferred Stock, Shares' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-StatementOfEquityCommonSchedule.xml' xlink:title='FD: Statement: Changes in Equity, Common Stock, Shares' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-CashCashEquivalentsDetails.xml' xlink:title='JA: Schedule: Cash and Cash Equivalents, by Component' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-ReconciliationOfCashSummarySchedule.xml' xlink:title='JB: Schedule: Reconciliation of Cash per Balance Sheet with Cash Flow Statement, Summary' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-ReconciliationOfCashAndCashEquivalentsSchedule.xml' xlink:title='JC: Schedule: Reconciliation of Cash per Balance Sheet with Cash Flow Statement, by Item' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-ReceivablesCNB.xml' xlink:title='JD: Schedule: Receivables, by Current and Noncurrent Portion' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-ReceivablesGNB.xml' xlink:title='JE: Schedule: Receivables, by Gross/Net Portion' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-ReceivablesCOM.xml' xlink:title='JF: Schedule: Receivables, by Component' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-InventoryComponents.xml' xlink:title='JG: Schedule: Inventory, by Component' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PrepaidExpensesComponents.xml' xlink:title='JH: Schedule: Prepaid Expenses, by Component' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PropertyPlantAndEquipmentDetails.xml' xlink:title='KA: Schedule: Property, Plant and Equipment, Net, by Component (Represented as Line Items/Concepts)' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PropertyPlantAndEquipmentMovementsSchedule.xml' xlink:title='KB: Schedule: Property, Plant and Equipment, Net, Roll Forward (Represented as Line Items/Concepts)' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PropertyPlantAndEquipmentSupport.xml' xlink:title='KC: Schedule: Property, Plant and Equipment, Estimated Useful Lives (Represented as Axis/Members)' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PropertyPlantAndEquipmentAxissDetails.xml' xlink:title='KD: Schedule: Property, Plant and Equipment, Net, by Component (Represented as Axis/Members)' />

      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-LeaseholdLandAndBuildingsSchedule2.xml' xlink:title='KE: Schedule: Property, Plant and Equipment, Leasehold Land and Buildings' />

      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-OtherAssetsDetails.xml' xlink:title='KF: Schedule: Other Assets, by Current and Noncurrent Portion' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-OtherAssetsCNB.xml' xlink:title='KG, Part 3: Other Assets, Details, Current/Noncurrent' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-DebtInstrumentsSupport.xml' xlink:title='LB, Part 4b: Long-Term Debt Instruments (For Sum)' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PayablesAndAccrualsDetails.xml' xlink:title='NA: Schedule: Payables and Accruals, by Component' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-DebtDetails.xml' xlink:title='NB: Schedule: Long-Term Debt, by Component' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-DebtCNB.xml' xlink:title='NC: Schedule: Long-Term Debt, by Current and Noncurrent Portion' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-LongTermDebtMaturitiesSchedule.xml' xlink:title='ND: Schedule: Long-Term Debt, by Maturity' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-DebtInstrumentsSchedule.xml' xlink:title='NE: Schedule: Long-Term Debt, by Instrument' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-OtherLiabilitiesDetails.xml' xlink:title='NF: Schedule: Other Liabilities, by Current and Noncurrent Portion' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-IncomeTaxesDetails.xml' xlink:title='NG: Schedule: Income Tax Expense (Benefit), by Component' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-SubsequentEventsSchedule.xml' xlink:title='OA: Schedule: Subsequent Events, by Event Category' />

      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-BusinessSegmentsSchedule_IS.xml' xlink:title='OB: Schedule: Business Segments, by Segment' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-BusinessSegmentsSchedule_BS.xml' xlink:title='OB: Schedule: Business Segments, by Segment' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-BusinessSegmentsSchedule_OT.xml' xlink:title='OB: Schedule: Business Segments, by Segment' />


      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-RelatedPartiesSchedule.xml' xlink:title='OC: Schedule: Related Parties, by Party' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-RelatedPartyTransactionsSchedule.xml' xlink:title='OD: Schedule: Related Party Transactions, by Transaction' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-DirectorCompensationSchedule.xml' xlink:title='OE: Schedule: Director Compensation, by Director' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-ShareOwnershipPlansSchedule.xml' xlink:title='OF: Schedule: Share Ownership Plans, by Plan' />

      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PortfolioOfInvestmentsSchedule2.xml' xlink:title='OJ: Schedule: Investments, by Instrument' />

      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-SalesAnanysisSchedule.xml' xlink:title='OK: Schedule: Sales Analysis, by Customer' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-DocumentInformationSchedule.xml' xlink:title='OL: Schedule: Document and Entity Information' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-StandardAddressSchedule.xml' xlink:title='OM: Schedule: Entity Address' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-OtherLiabilitiesCNB.xml' xlink:title='Schedule LC, Part 3: Other Liabilities, Details, Current/Noncurrent' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-OtherOverallFinancialReportingPresentationAndDisplayMattersTopic.xml' xlink:title='XA: Note: Nature of Business and Overall Financial Reporting Presentation and Display Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-AccountingPoliciesSchedule.xml' xlink:title='XB: Note: Significant Accounting Policies Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-CashCashEquivalentsSchedule.xml' xlink:title='XC: Note: Cash and Cash Equivalents Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-ReceivablesSchedule.xml' xlink:title='XD: Note: Receivables Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-InventorySchedule.xml' xlink:title='XE: Note: Inventory Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PrepaidExpensesSchedule.xml' xlink:title='XF: Note: Prepaid Expenses Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PropertyPlantAndEquipmentSchedule.xml' xlink:title='XG: Note: Property, Plant and Equipment Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-OtherAssetsSchedule.xml' xlink:title='XH: Note: Other Assets Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-PayablesAndAccrualsSchedule.xml' xlink:title='XI: Note: Payables and Accruals Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-DebtSchedule.xml' xlink:title='XJ: Note: Long-Term Debt Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-OtherLiabilitiesSchedule.xml' xlink:title='XK: Note: Other Liabilities Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-EquitySchedule.xml' xlink:title='XL: Note: Equity Note' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/definitionLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-def-IncomeTaxesSchedule.xml' xlink:title='XM: Note: Income Taxes Note' />

      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-BalanceSheetSchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-EarningsPerShare.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-PriorPeriodAdjustments.xml' />

      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-ClassesOfPreferredStockSchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-ClassesOfCommonStockSchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-CashFlowDirectSchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-StatementOfEquitySchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-StatementOfEquityCommonSchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-StatementOfEquityPreferredSchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-PropertyPlantAndEquipmentMovementsSchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-PropertyPlantAndEquipmentAxissDetails.xml' />

      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-LeaseholdLandAndBuildingsSchedule2.xml' />


      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-BusinessSegmentsSchedule_IS.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-BusinessSegmentsSchedule_BS.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-BusinessSegmentsSchedule_OT.xml' />


      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-RelatedPartyTransactionsSchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-DirectorCompensationSchedule.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-ShareOwnershipPlansSchedule.xml' />

      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-PortfolioOfInvestmentsSchedule2.xml' />

      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-SalesAnanysisSchedule.xml' />

      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-DebtInstrumentsSchedule.xml' />

      <link:linkbaseRef xlink:type='simple' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-for-ReconciliationOfCashDetailSchedule.xml' />

      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/labelLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-lab.xml' />
      <link:linkbaseRef xlink:type='simple' xlink:role='http://www.xbrl.org/2003/role/referenceLinkbaseRef' xlink:arcrole='http://www.w3.org/1999/xlink/properties/linkbase' xlink:href='xasb-ref.xml' />
    </appinfo>
  </annotation>
<import namespace='http://www.xbrl.org/2003/instance' schemaLocation='http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd' />

<import namespace='http://xbrlsite.com/xasb' schemaLocation='xasb.xsd' />
<import namespace='http://xbrlsite.com/frm' schemaLocation='frm.xsd' />

</schema>
