CISCO SYSTEMS, INC. | 2013 | FY | 3

The allowances for credit loss and the related financing receivables are summarized as follows (in millions):
 
CREDIT LOSS ALLOWANCES
 
Lease
Receivables
 
Loan
Receivables
 
Financed Service
Contracts and Other
 
Total
Allowance for credit loss as of July 28, 2012
$
247

 
$
122

 
$
11

 
$
380

Provisions
21

 
(20
)
 
10

 
11

Write-offs, net of recoveries
(30
)
 
(15
)
 
(1
)
 
(46
)
Foreign exchange and other
—

 
(1
)
 
—

 
(1
)
Allowance for credit loss as of July 27, 2013
$
238

 
$
86

 
$
20

 
$
344

Gross receivables as of July 27, 2013, net of unearned income
$
3,507

 
$
1,649

 
$
3,136

 
$
8,292

 
CREDIT LOSS ALLOWANCES
 
Lease
Receivables
 
Loan
Receivables
 
Financed Service
Contracts and Other
 
Total
Allowance for credit loss as of July 30, 2011
$
237

 
$
103

 
$
27

 
$
367

Provisions
22

 
22

 
(13
)
 
31

Write-offs, net of recoveries
(2
)
 
—

 
(1
)
 
(3
)
Foreign exchange and other
(10
)
 
(3
)
 
(2
)
 
(15
)
Allowance for credit loss as of July 28, 2012
$
247

 
$
122

 
$
11

 
$
380

Gross receivables as of July 28, 2012, net of unearned income
$
3,179

 
$
1,796

 
$
2,651

 
$
7,626


 
CREDIT LOSS ALLOWANCES
 
Lease
Receivables
 
Loan
Receivables
 
Financed Service
Contracts and Other
 
Total
Allowance for credit loss as of July 31, 2010
$
207

 
$
73

 
$
21

 
$
301

Provisions
31

 
43

 
8

 
82

Write-offs, net of recoveries
(13
)
 
(18
)
 
(2
)
 
(33
)
Foreign exchange and other
12

 
5

 
—

 
17

Allowance for credit loss as of July 30, 2011
$
237

 
$
103

 
$
27

 
$
367

Gross receivables as of July 30, 2011, net of unearned income
$
2,861

 
$
1,468

 
$
2,637

 
$
6,966

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