TRAVELERS COMPANIES, INC. | 2013 | FY | 3


 

 

(for the year ended December 31, in millions)
  Business
Insurance
  Financial,
Professional &
International
Insurance
  Personal
Insurance
  Total
Reportable
Segments
 

2013

                         

Premiums

  $ 12,084   $ 3,229   $ 7,324   $ 22,637  

Net investment income

    1,975     372     369     2,716  

Fee income

    393     2         395  

Other revenues

    158     22     103     283  
                   

Total operating revenues(1)

  $ 14,610   $ 3,625   $ 7,796   $ 26,031  
                   
                   

Amortization and depreciation

  $ 2,445   $ 779   $ 1,461   $ 4,685  

Income tax expense

    740     245     366     1,351  

Operating income(1)

    2,329     648     838     3,815  

2012

   
 
   
 
   
 
   
 
 

Premiums

  $ 11,691   $ 3,045   $ 7,621   $ 22,357  

Net investment income

    2,090     395     404     2,889  

Fee income

    322     1         323  

Other revenues

    40     26     66     132  
                   

Total operating revenues(1)

  $ 14,143   $ 3,467   $ 8,091   $ 25,701  
                   
                   

Amortization and depreciation

  $ 2,393   $ 731   $ 1,602   $ 4,726  

Income tax expense

    539     255     32     826  

Operating income(1)

    1,843     642     217     2,702  

2011

   
 
   
 
   
 
   
 
 

Premiums

  $ 11,327   $ 3,174   $ 7,589   $ 22,090  

Net investment income

    2,041     414     424     2,879  

Fee income

    295     1         296  

Other revenues

    31     26     70     127  
                   

Total operating revenues(1)

  $ 13,694   $ 3,615   $ 8,083   $ 25,392  
                   
                   

Amortization and depreciation

  $ 2,313   $ 740   $ 1,615   $ 4,668  

Income tax expense (benefit)

    134     230     (293 )   71  

Operating income (loss)(1)

    1,354     647     (332 )   1,669  

(1)
Operating revenues for reportable business segments exclude net realized investment gains (losses). Operating income (loss) for reportable business segments equals net income (loss) excluding the after-tax impact of net realized investment gains (losses).

        


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