25. OTHER NONINTEREST INCOME AND OTHER NONINTEREST EXPENSE
The following table presents the major components of other noninterest income and other noninterest expense for the years ended December 31: | ||||||||
($ in millions) | 2013 | 2012 | 2011 | |||||
Other noninterest income: | ||||||||
Gain on Vantiv, Inc. IPO and sale of Vantiv, Inc. shares | $ | 336 | 272 | - | ||||
Net gain from warrant and put option associated with sale of the processing business | 206 | 67 | 39 | |||||
Equity method income from interest in Vantiv Holding, LLC | 77 | 61 | 57 | |||||
Operating lease income | 75 | 60 | 58 | |||||
BOLI income | 52 | 35 | 41 | |||||
Cardholder fees | 47 | 46 | 41 | |||||
Banking center income | 34 | 32 | 27 | |||||
Consumer loan and lease fees | 27 | 27 | 31 | |||||
Insurance income | 25 | 28 | 28 | |||||
Gain on loan sales | 3 | 20 | 37 | |||||
TSA revenue | 1 | 1 | 21 | |||||
Loss on OREO | (26) | (57) | (71) | |||||
Loss on swap associated with the sale of Visa, Inc. class B shares | (31) | (45) | (83) | |||||
Other, net | 53 | 27 | 24 | |||||
Total | $ | 879 | 574 | 250 | ||||
Other noninterest expense: | ||||||||
Losses and adjustments | $ | 221 | 187 | 129 | ||||
Loan and lease | 158 | 183 | 195 | |||||
FDIC insurance and other taxes | 127 | 114 | 201 | |||||
Marketing | 114 | 128 | 115 | |||||
Impairment of affordable housing investments | 108 | 90 | 85 | |||||
Professional services fees | 76 | 56 | 58 | |||||
Operating lease | 57 | 43 | 41 | |||||
Travel | 54 | 52 | 52 | |||||
Postal and courier | 48 | 48 | 49 | |||||
Data processing | 42 | 40 | 29 | |||||
Recruitment and education | 26 | 28 | 31 | |||||
Insurance | 17 | 18 | 25 | |||||
OREO expense | 16 | 21 | 34 | |||||
Supplies | 16 | 17 | 18 | |||||
Intangible asset amortization | 8 | 13 | 22 | |||||
Loss (gain) on debt extinguishment | 8 | 169 | (8) | |||||
Benefit from the reserve for unfunded commitments and letters of credit | (17) | (2) | (46) | |||||
Other, net | 185 | 169 | 194 | |||||
Total | $ | 1,264 | 1,374 | 1,224 |